Rosalie Murphy

Lead Writer | Small business, business insurance, business banking

Rosalie Murphy is a small-business writer at NerdWallet. Since 2021, she has covered business insurance, banking, credit cards and e-commerce software, and her reporting has been featured by The Associated Press, MarketWatch, Entrepreneur and many other publications. Rosalie holds a graduate certificate in Quantitative Business Management from Kent State University and is now pursuing an MBA. She is based in Chicago.

Education: B.A. in Print and Digital Journalism from University of Southern California, Graduate Certificate in Quantitative Business Management from Kent State University
Awards: National Association of Real Estate Editors: Best Young Journalist, Society for Advancing Business Editing and Writing: Best in Business (Explanatory)

Rosalie's picks

The Tip Jar Is Dead. How Businesses Can Navigate Digital Options

by Hillary Crawford

Setting up tipping screens is a delicate balance. Here's how businesses are making the most out of the new norm.

What to Do If There’s a Mistake on Your Business Taxes

Here’s what two small-business pros say small-business owners can do to cope with an error on a tax return.

What New Lending Regulations Mean for Small-Business Owners

Small-business owners should expect to see more nonbank small-business lenders and should remain cautious of predatory lenders by paying attention to things like APR.

Rosalie has also nerded out in...

Other publications

Associated Press, The Washington Post, MarketWatch, Entrepreneur, Nasdaq

The latest from Rosalie

Ramp vs. Brex: Which Card Is Better for Your Business?

Brex focuses on high-revenue companies, while Ramp serves a broader set of businesses.

Best Cities for Freelancers and Self-Employed Workers 2024

These 10 metro areas have a relatively large percentage of self-employed workers, relatively low state income tax rates and more.

Rho Business Checking: High-Volume Banking for Cashless Corporations

Rho stands out for free wires and same-day ACH transfers and high transfer limits. You can't deposit or withdraw cash, though.

Best Visa Business Credit Cards

Chase, Ramp and some Capital One cards operate on the Visa network.

Best Wells Fargo Business Credit Card Alternatives

To Retain Workers, Consider Paying Them More Often

You can test out a more frequent payroll schedule or offer on-demand access to earned wages as an employee benefit.

Does PenFed Offer Business Bank Accounts?

Some nonprofits and clubs can create accounts at PenFed, but business owners need to look elsewhere.

How Many Business Credit Cards Should I Have?

The right number depends on your business, but each of your business credit cards should serve a specific purpose.

How (and Why) to Treat Your Side Gigs Like Businesses

Your side gigs are treated like businesses during tax season. It can help you to see them that way all year long.

QuickBooks Money Review: Free Business Checking With Built-In Payments

Citibank Business Checking: Solid Brick-and-Mortar Banking in Select Cities

Citibank's business checking accounts offer simple brick-and-mortar banking with high monthly cash deposit limits.

How Retailers Can Tap Gift Cards to Unwrap Holiday Success

Gift cards are easy to store and display, make great presents and can help cut down on returns.

Smart Money Podcast: If You’re Traveling for the Holidays, Start Planning Now

Shopify Balance: Basic Business Banking for Shopify Sellers

Does Discover Offer Business Credit Cards?

Discover isn’t currently accepting applications for business credit cards. Consider these options instead.