Sarah Schlichter is a NerdWallet authority on homeowners, renters and pet insurance. Prior to joining NerdWallet, she spent more than 15 years in digital media as a writer, editor and spokesperson. Sarah enjoys delving into complicated topics and helping readers understand the ins and outs of their insurance coverage. She lives in the Washington, D.C., metro area.
- Education: B.A. in English from Bryn Mawr College
Sarah has also nerded out in...
The Associated Press, The Washington Post, MarketWatch, SmarterTravel
The latest from Sarah
ASPCA Pet Insurance Review
ASPCA offers a policy covering accidents and illness, an accident-only plan and an optional wellness plan you can add on.
Erie Homeowners Insurance Review 2023
Erie home insurance policies offer the most comprehensive coverage available for the structure of your house.
How to Make a Home Inventory for Insurance Claims
Doing an inventory while your home is safe and sound makes it easier to file insurance claims later.
The Best Home Inventory Apps and Templates
These apps can make an overwhelming process a little easier.
Is Private Flood Insurance Right for You?
Private flood insurance companies may offer higher coverage limits than the National Flood Insurance Program.
How Your Credit Score Affects Homeowners Insurance
In most states, insurers use what’s known as a credit-based insurance score to help determine home insurance rates.
Smart-Home Devices Could Save You Money on Home Insurance
Smart-home devices provide not only comfort and convenience, but also potential insurance discounts.
What Is Replacement Cost Coverage, and How Does It Work?
If you don’t know the replacement cost of your home, you could find yourself underinsured.
17 Best Homeowners Insurance Companies of March 2023
Chubb, Erie, Farmers, NJM, State Farm and USAA earned the highest ratings in NerdWallet's analysis.
Other Structures Coverage for Homeowners
Other structures coverage can pay for damage to items such as a fence, shed or detached garage.
What Is Dwelling Coverage, and How Much Do You Need?
Dwelling coverage pays out if the structure of your home is damaged or destroyed.
Personal Liability Coverage for Homeowners
The personal liability insurance in your homeowners policy offers financial protection in case of lawsuits.
Embrace Pet Insurance Review
Embrace offers many ways to customize your pet insurance plan, including wellness coverage you can add on.