Sean Pyles is a debt writer at NerdWallet whose work has been featured in The New York Times, USA Today and elsewhere. He works to challenge the stigma of debt and show consumers the best options for handling their own debt. Beyond writing about personal finance, Sean enjoys watching RuPaul's Drag Race and gardening.
GreenPath Financial Wellness is one of the country’s largest credit counseling agencies, with branches in 18 states and services available nationally over the phone and online. Its free online educational…
Cambridge Credit Counseling Corp. serves clients over the phone and online in 47 states (Minnesota, Wisconsin and Virginia don’t make the cut). It only has one physical location, near Springfield,…
American Consumer Credit Counseling offers all credit counseling services by phone nationally but provides free in-person seminars primarily in the New England area, mostly in Massachusetts. ACCC also has offices in…
Money Management International is one of the most accessible nonprofit credit counseling agencies in the country. Consumers looking for budgeting help can start the intake process at the agency’s online…
A debt management plan from a nonprofit credit counseling agency can help you pay off consumer debt in a way that saves time and money. A DMP gathers several debts…
Clearpoint Credit Counseling Solutions has merged with the nonprofit credit counseling agency Money Management International. All credit counseling services are run by MMI. Read our MMI review for details on…
Whether you’re struggling to pay off debt, need help understanding your budget or want to build your credit, you may want to seek credit counseling. Nonprofit credit counseling agencies offer a…
Are you facing a mountain of debt and not making any progress surmounting it? Bankruptcy may be the tool you need to get over the hump. A bankruptcy filing stops debt collection…
Bankruptcy can provide relief from debt collectors, mounting debt and financial angst — but your credit could pay the price for up to 10 years. How long bankruptcy stays on…
It’s a classic catch-22: You’re in rough financial shape and need to file for bankruptcy. But between filing fees and the cost of hiring the right bankruptcy attorney, you could…
