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Associated Bank Review: Checking, Savings and CDs

Sept. 17, 2018
Banking, Banks & Credit Unions
Associated Bank Review: Checking, Savings and CDs
NerdWallet adheres to strict standards of editorial integrity to help you make decisions with confidence. Some of the products we feature are from partners. Here’s how we make money.
We adhere to strict standards of editorial integrity. Some of the products we feature are from our partners. Here’s how we make money.

NerdWallet rating: 3.0/5.0

Where Associated shines:

  • Bonus offers on checking accounts.
  • Great nationwide ATM network.
  • Good regional branch access.

Where Associated falls short:

  • Interest rates are low.
  • Basic accounts have fees, though they can be avoided.
  • Overdrafts are expensive.

Where Associated shines:

  • Bonus offers on checking accounts.
  • Great nationwide ATM network.
  • Good regional branch access.

Where Associated falls short:

  • Interest rates are low.
  • Basic accounts have fees, though they can be avoided.
  • Overdrafts are expensive.

Where Associated shines:

  • Bonus offers on checking accounts.
  • Great nationwide ATM network.
  • Good regional branch access.

Where Associated falls short:

  • Interest rates are low. 
  • Basic accounts have fees, though they can be avoided.
  • Overdrafts are expensive.

The bottom line

Associated Bank

at Associated Bank,

Member, FDIC

Associated Bank is a regional bank located in Illinois, Minnesota and Wisconsin, with an extensive free ATM network accessible nationwide. Though its interest rates are low on regular deposit accounts, a few promotional CDs offer enticing APYs. Some checking and money market accounts come with sign-up bonuses — but be careful to avoid monthly fees that may eat away at your earnings.

Best if: You live in Associated’s service area and prioritize in-person access over interest rates, and can avoid monthly service fees.

» See what else is out there: Browse NerdWallet’s best banks and credit unions


NerdWallet writer Amber Murakami- Fester contributed to this report.


Ratings methodology

NerdWallet’s overall ratings for banks and credit unions are weighted averages of several categories: checking, savings, certificates of deposit or credit union share certificates, customer experience and overdraft fees.

Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation.

The stars represent ratings from poor (one star) to excellent (five stars). Ratings are rounded to the nearest half-star.

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