Unlimited high-speed data, video streaming and mobile hot spot are now standard for most cell phone plans. But those features don’t always meet the needs of senior citizens, who may not need — or want to pay for — all the extras.
Take heart: There are cell phone plans designed to help seniors stay connected without committing large chunks of their monthly incomes.
We’ve highlighted several low-cost options. Note that if you’re on Medicaid, food stamps/SNAP, Supplemental Security Income or other government programs, you may qualify for subsidized plans from some of these companies via the federal Lifeline Program.
Best pay-as-you-go plans for seniors
These plans from T-Mobile and AT&T are perfect for people who don’t really want a cell phone, but would like the peace of mind that comes with knowing they can reach family or a medical professional in an emergency.
- Plan name: T-Mobile PayGo (via Ultra Mobile)
- Price (monthly): $3
- Plan at a glance: Includes 100 minutes, 100 texts and 100MB 4G LTE; additional usage costs three cents per minute or MB and one cent per message
- Why we like it: This plan is as basic as it gets — it’s also as cheap as it gets
- Plan name: AT&T Daily
- Price: $2 per day of use
- Plan at a glance: Includes unlimited minutes and text messages
- Why we like it: You only pay on days you use your phone — and on those days, you can talk and text to your heart’s content
THINGS TO KNOW:
» MORE: Best cell phone plans
Best flexible plans for seniors
These flexible, build-your-own plans are a great alternative to traditional pay-as-you-go service. You pay a set monthly service fee each month, but usage is billed in tiers. If you use a lot of texts one month but none the next, your bill will reflect that. The same goes for minutes and data.
- Plan name: Ting Single Line
- Price: Base price is $6 per month, with minutes, data and texts billed separately
- At a glance: Usage is divided into levels, and you pay only for the level you reach
- Why we like it: You only pay for what you use, even if that usage changes each month
- Plan name: US Mobile Custom Plan
- Price: Base price is $2 per month, plus selected tier of minutes, data and/or texts messages
- At a glance: Usage is divided into levels, and you select the number of minutes, texts and data you want
- Why we like it: Only want text messages? You can do that with US Mobile. You can also change your plan each month.
Things to know:
Best cell phone plans for mobile-savvy seniors
If you were tech-savvy at age 64, you’ll still be tech-savvy at 65; no need to turn in your iPhone when you officially become a senior. These options let you stay connected without overpaying for a bloated plan.
- Plan name: Boost Mobile Unlimited
- Price (monthly): $50 (includes taxes and fees)
- At a glance: Unlimited talk, text and data
- Why we like it: An unlimited plan with none of the commitments
- Plan name: T-Mobile Essentials Unlimited 55
- Price (monthly): Two lines for $65 per month; $55 with autopay discount
- At a glance: Unlimited talk, text and data
- Why we like it: A bargain of an unlimited plan that doesn’t skimp on extras like mobile hot spot access and international text and data roaming.
THINGS TO KNOW:
» MORE: Best family cell phone plans
Best emergency cell phone plan for seniors
GreatCall’s cell phone plans are specifically for seniors. The Jitterbug, GreatCall’s signature phone, features big buttons, a loud speaker and a bright screen with large display text. The prepaid carrier also allows you to add health services to your plan, such as the ability to speak with a live nurse or doctor; a personal operator to help you make phone calls or add appointments to your calendar; and 5Star Urgent Response, which connects you to an agent who can assist you during an emergency at the push of a button.
- Plan name: GreatCall 250 minutes
- Price (monthly): $14.99
- Plan at a glance: 250 minutes, no text or data included
- Why we like it: It’s affordable, simple and has optional health services
THINGS TO KNOW:
Best cell phone plans for seniors: summary
| Carrier | Plan | Best for | Cost | Get started |
|---|---|---|---|---|
 | AT&T Daily | People who want a pay-as-you-go plan | $2 per day of use | |
| T-Mobile PayGo (via Ultra Mobile) | People who want a pay-as-you-go plan | $3 a month | |
| Ting Single Line | People who want a flexible plan | Base price is $6 per month; minutes, texts and data billed separately | |
| US Mobile Custom Plan | People who want a flexible plan | Base price is $4 per month; minutes, texts and data billed separately | |
| Boost Mobile Unlimited | People who are mobile-savvy | $50 a month | |
| T-Mobile Essentials Unlimited 55 | People who are mobile-savvy | Two lines for $65 per month; $55 with autopay | |
 | GreatCall 250 Minutes | People who want an easy-to-use emergency phone | $14.99 a month |
Methodology
We evaluated more than 200 cell phone plans offered by the following carriers: AT&T, Boost Mobile, Consumer Cellular, Cricket, GreatCall, Google’s Project Fi, MetroPCS, Net10, Republic Wireless, Sprint, Straight Talk, T-Mobile, Tracfone, Verizon Wireless and Virgin Mobile.
To determine the best plans, we looked at the monthly plan price before taxes and fees, as well as features such as health services and plan flexibility. We only considered national carriers, which ruled out regional providers like U.S. Cellular. For pay-as-you-go plans, we prioritized low monthly price over large minute or data packages. For mobile-savvy users, we looked at plans that included at least 1GB, but had no more than 5GB. Lower monthly price was favored over a lower price per GB.
