TACKLE YOUR MONEY GOALS THIS YEAR.You've got a lot you want to do this year. We've got winners in every category to help you achieve your money goals, big or small. The best financial products, in a wide variety of categories. All in one convenient, jargon-free list.
NEW YEAR. NEW MONEY GOALS. NEW BEST-OF AWARDS LIST.
2021 is here, and rather than hope for the best this year, we're giving you the tools to take control of your money. This year's list of winners is chock-full of Nerd-approved credit cards, mortgages, investing accounts and more, backed by tons of Nerdy research. So read on, and let's turn your money goals into money moves.
- OUR RECOMMENDATIONS. YOUR CHOICE.We put an unfiltered and objective view on all of our winners to bring you the very best (whether they're a partner or not). Everyone's money goals are different, and we want you to choose the right money move for you from the very best options out there.
- NERDY KNOW-HOW THAT WORKS FOR YOU.Our team of Nerds is dedicated to researching the best of the best in every category. Credit cards with the best bonus rewards? We have a Nerd. A mortgage lender for FHA loans? Our Nerd is on it. Online brokers for beginners? We Nerd out.
Frequently Asked Questions
NerdWallet's award winners are chosen through a rigorous evaluation process involving more than four dozen of our writers and editors. NerdWallet's ratings formulas for credit cards, for example, consider the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features. For mortgages, our evaluation includes loan types, loan products, online capabilities, online rate information, customer service and complaints filed with the Consumer Financial Protection Bureau. For more info, see our methodologies.
Our team of Nerdy experts is composed of writers and editors — based all across the country — who have years of experience reviewing and writing about personal finance products for consumers.
Writers and editors use comprehensive scoring formulas that assess each financial product’s key features, weighting them according to their importance to consumers.
Nope. Editorial team members are solely responsible for creating all product reviews and ratings, and these assessments reflect their opinions alone. Only products that meet the editorial team’s standards appear in our Best-Of Awards lists, meaning no company can “buy” an award.
NerdWallet’s awards are given annually to the best of the best. Our other lists of top financial products throughout the year may be longer than the list of award winners, offer additional consumer choices and get updated as products change, products are discontinued and new products emerge. This year's winners were chosen in mid-November 2020 (except for Taxes, which are chosen in January 2021).
NerdWallet is not an investment advisor and does not provide investment advice. The list provides information and education for potential investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.