2020's Banking
Winners
Best Bank or Credit Union for Online Experience
at Alliant Credit Union, Federally insured by NCUA
at Alliant Credit Union, Federally insured by NCUA
2.70%
With $100 minimum balance
2.70%
With $100 minimum balance
2.70%
With $100 minimum balance
Why this CREDIT UNION made the list
It’s easy to find information on rates, fees, ATMs and branches on Alliant's website. Plus, its mobile app gets high ratings on both iOS and Android.
Read our methodologyBest Checking Account for High Interest
at Axos Bank®, Member FDIC
at Axos Bank®, Member FDIC
$0
1.25%
With $0 minimum balance
$100
Earn $100 with direct deposit. Terms apply.
$0
1.25%
With $0 minimum balance
$100
Earn $100 with direct deposit. Terms apply.
$0
1.25%
With $0 minimum balance
$100
Earn $100 with direct deposit. Terms apply.
Why this ACCOUNT made the list
Axos offers an unusually high APY for a checking account (if certain reasonable criteria are met), and it charges no fees for online transactions.
Read our methodologyBest Checking Account Overall
$0
$0
$0
Why this ACCOUNT made the list
Discover checks all the boxes for a great checking account: no monthly fees, a large ATM network, cash back on purchases and no overdraft fees.
Read our methodologyBest Checking Account With No Monthly Fee
$0
$0
$0
Why this ACCOUNT made the list
No fees and a strong checking product that includes cash-back rewards and a great overdraft policy make Discover a clear winner.
Read our methodologyBest Bank for Overdraft Fee Avoidance
$0
$0
$0
Why this BANK made the list
Discover’s policy is stellar — it doesn’t charge a fee for overdrafts and provides free linking of a savings account to cover shortfalls and complete purchases.
Read our methodologyBest Free Business Checking Account
at Axos Bank®, Member FDIC
at Axos Bank®, Member FDIC
$0
$200
Requirements to qualify
$0
$200
Requirements to qualify
$0
$200
Requirements to qualify
Why this ACCOUNT made the list
Axos is a great choice for business owners: This account features no monthly fee, no minimum balance, unlimited ATM reimbursements and up to 200 free transactions per month.
Read our methodologyBest 1-Year CD
4.25%
$0
4.25%
$0
4.25%
$0
Why this CD made the list
Ally is a big winner in the CD category, boasting a very competitive one-year APY, zero minimum opening deposit and an overall high-quality banking experience.
Read our methodologyBest Bank for ATM Access
$0
0.45%
With $0 minimum balance
$0
0.45%
With $0 minimum balance
$0
0.45%
With $0 minimum balance
Why this BANK made the list
Schwab reimburses all ATM fees worldwide, making it a great option for both international travel and daily use. Plus, its checking account has no fees.
Read our methodologyWant a bank recommended just for you?
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