2020's Banking
Winners
Best Checking Account Overall
at Discover® Bank, Member FDIC
at Discover® Bank, Member FDIC
$0
$360
Requirements to qualify
$0
$360
Requirements to qualify
$0
$360
Requirements to qualify
Why this ACCOUNT made the list
Discover checks all the boxes for a great checking account: no monthly fees, a large ATM network, cash back on purchases and no overdraft fees.
Read our methodologyBest Checking Account With No Monthly Fee
at Discover® Bank, Member FDIC
at Discover® Bank, Member FDIC
$0
$360
Requirements to qualify
$0
$360
Requirements to qualify
$0
$360
Requirements to qualify
Why this ACCOUNT made the list
No fees and a strong checking product that includes cash-back rewards and a great overdraft policy make Discover a clear winner.
Read our methodologyBest Bank for Overdraft Fee Avoidance
at Discover® Bank, Member FDIC
at Discover® Bank, Member FDIC
$0
$360
Requirements to qualify
$0
$360
Requirements to qualify
$0
$360
Requirements to qualify
Why this BANK made the list
Discover’s policy is stellar — it doesn’t charge a fee for overdrafts and provides free linking of a savings account to cover shortfalls and complete purchases.
Read our methodologyBest Free Business Checking Account
at Axos Bank®, Member FDIC
at Axos Bank®, Member FDIC
$0
$400
Requirements to qualify
$0
$400
Requirements to qualify
$0
$400
Requirements to qualify
Why this ACCOUNT made the list
Axos is a great choice for business owners: This account features no monthly fee, no minimum balance, unlimited ATM reimbursements and up to 200 free transactions per month.
Read our methodologyBest 1-Year CD
4.50%
$0
4.50%
$0
4.50%
$0
Why this CD made the list
Ally is a big winner in the CD category, boasting a very competitive one-year APY, zero minimum opening deposit and an overall high-quality banking experience.
Read our methodologyBest Bank for ATM Access
$0
0.20%
With $0 min. balance for APY
$0
0.20%
With $0 min. balance for APY
$0
0.20%
With $0 min. balance for APY
Why this BANK made the list
Schwab reimburses all ATM fees worldwide, making it a great option for both international travel and daily use. Plus, its checking account has no fees.
Read our methodologyWant a bank recommended just for you?
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