This year’s best
Best Checking Account Overall
at Discover® Bank, Member FDIC
at Discover® Bank, Member FDIC
$0
$360
Requirements to qualify
$0
$360
Requirements to qualify
$0
$360
Requirements to qualify
Why this Account made the list
Cashback Debit pays cash back on many debit card purchases and has over 60,000 free ATMs. There are no fees for monthly maintenance or overdrafts.
Read our methodologyBest Checking Account for High Interest
$0
3.00%
With $0 min. balance for APY
$0
3.00%
With $0 min. balance for APY
$0
3.00%
With $0 min. balance for APY
Why this Account made the list
Max Checking has a high APY up to a certain balance; requirements apply, but there’s no monthly fee. Credit union membership is available in nearly all states.
Read our methodologyBest Bank or Credit Union for Sign-Up Bonuses
at Chase, Member FDIC
at Chase, Member FDIC
$12.00
Waived with direct deposit or $1,500 minimum balance
$300
Requirements to qualify
$12.00
Waived with direct deposit or $1,500 minimum balance
$300
Requirements to qualify
$12.00
Waived with direct deposit or $1,500 minimum balance
$300
Requirements to qualify
Why this Account made the list
You can earn a Chase bonus by signing up for Total Checking and receiving direct deposits; unlike many bonuses, there is no minimum balance requirement.
Read our methodologyBest Money Market Account
5.00%
With $0.01 min. balance for APY
5.00%
With $0.01 min. balance for APY
5.00%
With $0.01 min. balance for APY
Why this Account made the list
Zynlo’s MMA offers a stellar APY, no monthly fee and low minimum deposit requirements: $10 to open the account, 1 cent to start earning interest.
Read our methodologyBest Bank or Credit Union for CDs
4.00%
$500
4.00%
$500
4.00%
$500
Why this CD made the list
Marcus CDs tend to have consistently competitive rates compared to other online banks and credit unions and have a low minimum deposit of $500.
Read our methodologyBest Online Banking Experience
at Discover® Bank, Member FDIC
at Discover® Bank, Member FDIC
$0
$360
Requirements to qualify
$0
$360
Requirements to qualify
$0
$360
Requirements to qualify
Why this Bank made the list
Discover Bank has an easy-to-use, transparent website and high user ratings for its Android and iOS apps. Cashback Debit also has rewards and no monthly fees.
Read our methodologyBest Bank or Credit Union for ATM Access
$0
0.45%
With $0 min. balance for APY
$0
0.45%
With $0 min. balance for APY
$0
0.45%
With $0 min. balance for APY
Why this Bank made the list
Schwab Bank has unlimited ATM fee reimbursements worldwide and no foreign transaction fees.
Read our methodologyBest Bank or Credit Union for Branch Access
$10.00
Waived with direct deposit or $500 minimum balance
$300
Requirements to qualify
$10.00
Waived with direct deposit or $500 minimum balance
$300
Requirements to qualify
$10.00
Waived with direct deposit or $500 minimum balance
$300
Requirements to qualify
Why this Bank made the list
Wells Fargo has about 4,900 bank-owned branches nationwide — more than any other U.S. financial institution.
Read our methodologyLooking for the right bank?
