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Standout CD rates

CDs are an excellent way to earn money for doing virtually nothing. They often pay more in interest than your average savings account - sometimes as much as 10 times* more. And thankfully, it only takes minutes to find the best one for you. Check out the offers from our partners and start earning more interest today

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CD rates hinge on a few basic inputs, so be sure to enter your info below.

Deposit amount

Length of CD

NerdWallet Rating

Bank

Terms

APY

CTA

NerdWallet rating

View Details

1 year
$1500 minimum balance

APY

0.65%

At Comenity Direct, Member FDIC

View Details

How we rate banks and credit unions

View all CDs

Want to earn a high APY on your savings?

High-yield savings accounts offer you instant access to your cash whenever you want, while offering massive APYs. To make the search easier, we created this shortlist of standout picks from our partners. Check out the offers, from our partners, and start earning interest today.

BankAPYMonthly FeeDetails
Marcus by Goldman Sachs Online Savings Account's logo
NerdWallet rating 

at Marcus by Goldman Sachs, Member FDIC

0.50%

With $0 minimum balance

$0

Pros

  • Access to customer service 7 days/week
  • No monthly fees

Cons

  • No checking account
  • No branches

Looking for a hands-off way to invest? Try an online financial advisor.

Vanguard Personal Advisor Services is an excellent choice for investors who can meet the $50,000 account minimum and want to use the computer algorithms of a robo-advisor with access to a live financial advisor at a low cost.

Broker

Highlights

Commissions

Account Minimum

Current Offers

Start Investing

NerdWallet rating

Show Details

Customized portfolios; access to financial advisors

Commissions

0.30%

management fee

Current Offers

None

no promotion available at this time

on Vanguard Personal Advisor Services's website

Show Details

Want an Online Broker For Stock Trading?

With standout features like low commission rates, impressive investing tools, easy-to-access research and more, these brokers offer something for every investor — from beginners to seasoned traders. And to help you find the one that’s right for you, we’ve highlighted their pros, cons and current offers.

Broker

Highlights

Commissions

Account Minimum

Current Offers

Start Investing

NerdWallet rating

Show Details

SoFi Active Investing: Cryptocurrency trading; fractional shares.

Commissions

$0

per trade

Current Offers

$5 to $1,000

in free stock for users who sign up via mobile app

on SoFi Active Investing's website

Show Details

NerdWallet rating

Show Details

A well-rounded online brokerage with top research and educational content.

Commissions

$0

per trade

Current Offers

None

no promotion available at this time

on TD Ameritrade's website

Show Details

NerdWallet rating

Show Details

$0 stock and ETF trades; large research selection.

Commissions

$0

per trade

Current Offers

None

no promotion available at this time

on Interactive Brokers IBKR Lite's website

Show Details

NerdWallet rating

Show Details

Commission-free stock trades; access to cryptocurrency

Commissions

$0

per trade

Current Offers

$5 SHIB and 2 free stocks worth up to $2,300

after opening a Webull account, activating crypto trading, and completing 1 crypto trade before 10/20/21.

on Webull's website

Show Details

NerdWallet rating

Show Details

Free stock and ETF trades; no account minimum

Commissions

$0

per trade

Current Offers

1 Free Stock

after linking your bank account (stock value range $2.50-$225)

on Robinhood's website

Show Details

Why online banks dominate the list

The most important factor for virtually every CD-shopper is the APY. And, as it happens, online banks are offering massive APYs — as much as 10x the average APY* — plus, they also offer rock-bottom maintenance fees.

*10x more interest based on the national average annual percentage yield ("APY") of 0.04% (as reported by the Federal Deposit Insurance Corporation as of August 1, 2021) as compared to online banks with interest-bearing account APYs of 0.50% or more. Estimated annual earnings result assumes principal and interest remain on deposit for one year and interest rates and APY do not change. Estimated annual earnings are for informational purposes only. Interest rates and APY are subject to change and specific results cannot be guaranteed.

A little about us
At NerdWallet, we offer straightforward advice and tools to help you make the best possible financial decisions. All for free. So how do we make money? In most cases, when someone applies or gets approved for a financial product we get paid. But that doesn’t sway our opinions.