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Best-of-the-Best Savings Accounts of 2019

Our Nerds spent countless hours reviewing and comparing savings accounts — many of them are our partners — before selecting the winners. The factors they considered include APYS, maintenance fees, minimum balances and customer service.
Bank
APY
Monthly Fee
Details
Marcus by Goldman Sachs Online Savings Account's logo
NerdWallet rating 

at Marcus by Goldman Sachs, Member FDIC

3.30%

With $0 minimum balance

$0

Pros
  • Access to customer service 7 days/week
  • No monthly fees
  • Same-day transfers up to $100,000*
Barclays Online Savings Account's logo
NerdWallet rating 

at Barclays, Member FDIC

3.40%

With $0 minimum balance

$0

Pros
  • Customer service available 7 days/week
  • Minimal non-sufficient funds fee
  • No monthly fees
Cons
  • No checking account, mobile app or ATM access
  • No branches
Alliant Credit Union High-Rate Savings's logo
NerdWallet rating 

at Alliant Credit Union, Federally insured by NCUA

2.70%

With $100 minimum balance

$0

Pros
  • Provides more than 80,000 free ATMs
  • Broad membership requirements, which is rare for a credit union
  • Allows account holders to open as many as 19 supplemental accounts
  • No monthly fees for e-statements
Cons
  • No limit on number of daily overdraft charges
  • Limited branch network

Want more Best-Of winners?

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