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Best-of-the-Best Savings Accounts of 2019

Our Nerds spent countless hours reviewing and comparing savings accounts — many of them are our partners — before selecting the winners. The factors they considered include APYS, maintenance fees, minimum balances and customer service.

BankAPYMonthly FeeDetails
Marcus by Goldman Sachs Online Savings Account's logo

at Marcus by Goldman Sachs,

Member, FDIC

1.70%

With $0 minimum balance

$0

Pros

  • Access to customer service 6 days/week
  • No monthly fees
  • Mobile app for iOS available

Cons

  • No checking account or ATM access
  • No physical branches
Barclays Online Savings Account's logo

at Barclays,

Member, FDIC

1.70%

With $0 minimum balance

$0

Pros

  • Customer service available 7 days/week
  • Minimal non-sufficient funds fee
  • No monthly fees

Cons

  • No checking account, mobile app or ATM access
  • No physical branches
Discover Bank Online Savings's logo

at Discover Bank,

Member, FDIC

1.60%

With $0 minimum balance

$0

Pros

  • Access to ATMs
  • Mobile app and checking account available
  • Customer service available 7 days/week
  • $150-200 sign-up bonus available
  • No monthly fees

Cons

  • Limited access to physical branches

Want more Best-Of winners?

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