Best-of-the-Best Savings Accounts of 2019

Our Nerds spent countless hours reviewing and comparing savings accounts — many of them are our partners — before selecting the winners. The factors they considered include APYS, maintenance fees, minimum balances and customer service.

Bank	APY	Monthly Fee	Details
NerdWallet rating Learn More at Marcus by Goldman Sachs, Member, FDIC	1.70% With $0 minimum balance	$0	Pros Access to customer service 6 days/week No monthly fees Mobile app for iOS available Cons No checking account or ATM access No physical branches
NerdWallet rating Learn More at Barclays, Member, FDIC	1.70% With $0 minimum balance	$0	Pros Customer service available 7 days/week Minimal non-sufficient funds fee No monthly fees Cons No checking account, mobile app or ATM access No physical branches
NerdWallet rating Learn More at Discover Bank, Member, FDIC	1.60% With $0 minimum balance	$0	Pros Access to ATMs Mobile app and checking account available Customer service available 7 days/week $150-200 sign-up bonus available No monthly fees Cons Limited access to physical branches

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