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Looking to build your credit?
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Take our quiz to find smart, credit-building cards
1. Tell us what you’re looking for
To help you find smart options, we need to ask a few basic questions. We won’t ask you to sign up for an account or send marketing emails.
2. We’ll crunch the numbers
Our proprietary system analyzes credit cards across a wide variety of providers, allowing us to find smart picks for your situation.
3. Compare recommendations
We’ll help you learn more about your personalized recommendations, and you can apply for cards immediately.
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What kinds of credit-building cards are out there?
Secured cards
These cards require a cash security deposit, which makes them easier to get with bad credit or no credit history. The deposit is typically equal to your credit limit, and you can get that money back when you move up to a regular credit card.
No-deposit starter cards
You don’t need to put down a security deposit for these cards, but keep an eye out for ones that come with hefty fees or that don’t report to the three main credit bureaus.
Student cards
Straightforward starter cards for people who are still in school, student credit cards work like a standard card, and many offer rewards. Like all starter cards, they generally require access to income in order to qualify.
A good credit score could save you (potentially lots) of money
Building credit takes time — so start today
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