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3 Excellent Southwest Credit Cards from Chase

Chase credit cards are known for great rewards — including both sign-up bonuses and generous rates on spending — and a fantastic points program. Chase issues some of the best co-branded airline, hotel and store credit cards on the market. Its own Chase-branded products, described here, include outstanding travel, cash-back and small-business cards.
Chase Southwest Rapid Rewards® Plus Credit Card

on Chase's website

4.2

NerdWallet rating 

on Chase's website

Annual fee

$69

Rewards rate

1x-2x

Points

Intro offer

50,000

Points

Recommended Credit Score

Pros

  • Anniversary perk
  • No reward caps

Cons

  • Has annual fee
  • Rewards have limited flexibility
  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
  • 3,000 anniversary points each year.
  • Earn 2X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • 2 EarlyBird Check-In® each year.
  • Earn 1 point for every $1 spent on all other purchases.
  • Member FDIC
Annual fee

$69

Rewards rate

1x-2x

Points

Intro offer

50,000

Points

Recommended Credit Score

Pros

  • Anniversary perk
  • No reward caps

Cons

  • Has annual fee
  • Rewards have limited flexibility
  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
  • 3,000 anniversary points each year.
  • Earn 2X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • 2 EarlyBird Check-In® each year.
  • Earn 1 point for every $1 spent on all other purchases.
  • Member FDIC
WHY WE LIKE IT?

Southwest Rapid Rewards® Plus Credit Card

The Southwest Rapid Rewards® Plus Credit Card isn't the flashiest of the three co-branded Chase cards in the Rapid Rewards family, but that doesn't mean it's the black sheep of the clan either.

Frequent Southwest flyers will find a lot to love about the Southwest Rapid Rewards® Plus Credit Card because it offers so many of the same benefits as its higher-end siblings, but the $69 annual fee is relatively low for an airline card with a healthy sign-up bonus and ongoing bonus rewards on airline purchases. Plus, you'll benefit from perks like extra anniversary points.

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