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Best-of-the-Best Mortgage Lenders of 2019
Our nerds spent countless hours reviewing and comparing mortgage lenders — many of them are our partners — before selecting the winners. The factors they considered include the loan types available, online mortgage rate info, customer service and more.
Best Mortgage Lenders for Purchase Loans
Best Mortgage Lenders for Purchase Loans
at Quicken Loans
at Quicken Loans
Min. Credit Score
620
Min. down payment
3%
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Min. Credit Score
620
Min. down payment
3%
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Min. Credit Score
620
Min. down payment
3%
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
at New American Funding
at New American Funding
Min. Credit Score
620
Min. down payment
3%
Pros
- Uses manual underwriting to evaluate creditworthiness, in some cases.
- Offers full online mortgage application, rate quotes, document upload and loan tracking.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Pros
- Uses manual underwriting to evaluate creditworthiness, in some cases.
- Offers full online mortgage application, rate quotes, document upload and loan tracking.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Min. Credit Score
620
Min. down payment
3%
Pros
- Uses manual underwriting to evaluate creditworthiness, in some cases.
- Offers full online mortgage application, rate quotes, document upload and loan tracking.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Pros
- Uses manual underwriting to evaluate creditworthiness, in some cases.
- Offers full online mortgage application, rate quotes, document upload and loan tracking.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Min. Credit Score
620
Min. down payment
3%
Pros
- Uses manual underwriting to evaluate creditworthiness, in some cases.
- Offers full online mortgage application, rate quotes, document upload and loan tracking.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Pros
- Uses manual underwriting to evaluate creditworthiness, in some cases.
- Offers full online mortgage application, rate quotes, document upload and loan tracking.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Best Online Mortgage Lenders
Best Online Mortgage Lenders
at Rocket Mortgage, LLC
at Rocket Mortgage, LLC
Min. Credit Score
620
Min. down payment
3%
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Min. Credit Score
620
Min. down payment
3%
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Min. Credit Score
620
Min. down payment
3%
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
at Guaranteed Rate
at Guaranteed Rate
Min. Credit Score
620
Min. down payment
3%
Pros
- Offers the ability to securely upload and digitally sign loan documents.
- Displays detailed sample rates for many of its loan products.
Cons
- Doesn't offer home equity loans or lines of credit.
Pros
- Offers the ability to securely upload and digitally sign loan documents.
- Displays detailed sample rates for many of its loan products.
Cons
- Doesn't offer home equity loans or lines of credit.
Min. Credit Score
620
Min. down payment
3%
Pros
- Offers the ability to securely upload and digitally sign loan documents.
- Displays detailed sample rates for many of its loan products.
Cons
- Doesn't offer home equity loans or lines of credit.
Pros
- Offers the ability to securely upload and digitally sign loan documents.
- Displays detailed sample rates for many of its loan products.
Cons
- Doesn't offer home equity loans or lines of credit.
Min. Credit Score
620
Min. down payment
3%
Pros
- Offers the ability to securely upload and digitally sign loan documents.
- Displays detailed sample rates for many of its loan products.
Cons
- Doesn't offer home equity loans or lines of credit.
Pros
- Offers the ability to securely upload and digitally sign loan documents.
- Displays detailed sample rates for many of its loan products.
Cons
- Doesn't offer home equity loans or lines of credit.
Best Mortgage Lenders for FHA Loans
Best Mortgage Lenders for FHA Loansat New American Funding
at New American Funding
Min. Credit Score
640
Min. down payment
3.5%
Pros
- Uses manual underwriting to evaluate creditworthiness.
- Offers full online mortgage application, rate quotes, document upload and loan tracking.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Pros
- Uses manual underwriting to evaluate creditworthiness.
- Offers full online mortgage application, rate quotes, document upload and loan tracking.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Min. Credit Score
640
Min. down payment
3.5%
Pros
- Uses manual underwriting to evaluate creditworthiness.
- Offers full online mortgage application, rate quotes, document upload and loan tracking.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Pros
- Uses manual underwriting to evaluate creditworthiness.
- Offers full online mortgage application, rate quotes, document upload and loan tracking.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Min. Credit Score
640
Min. down payment
3.5%
Pros
- Uses manual underwriting to evaluate creditworthiness.
- Offers full online mortgage application, rate quotes, document upload and loan tracking.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Pros
- Uses manual underwriting to evaluate creditworthiness.
- Offers full online mortgage application, rate quotes, document upload and loan tracking.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
National / regional
National
Min. down payment
3.5%
Pros
- Offers a wide variety of loan options, including low-down-payment mortgages and jumbo mortgages.
- Offers low rates and typical fees compared to other lenders, according to the latest data.
Cons
- Requires help from a loan officer to complete an online mortgage application.
- Customized mortgage rates not available without making contact.
Pros
- Offers a wide variety of loan options, including low-down-payment mortgages and jumbo mortgages.
- Offers low rates and typical fees compared to other lenders, according to the latest data.
Cons
- Requires help from a loan officer to complete an online mortgage application.
- Customized mortgage rates not available without making contact.
National / regional
National
Min. down payment
3.5%
Pros
- Offers a wide variety of loan options, including low-down-payment mortgages and jumbo mortgages.
- Offers low rates and typical fees compared to other lenders, according to the latest data.
Cons
- Requires help from a loan officer to complete an online mortgage application.
- Customized mortgage rates not available without making contact.
Pros
- Offers a wide variety of loan options, including low-down-payment mortgages and jumbo mortgages.
- Offers low rates and typical fees compared to other lenders, according to the latest data.
Cons
- Requires help from a loan officer to complete an online mortgage application.
- Customized mortgage rates not available without making contact.
National / regional
National
Min. down payment
3.5%
Pros
- Offers a wide variety of loan options, including low-down-payment mortgages and jumbo mortgages.
- Offers low rates and typical fees compared to other lenders, according to the latest data.
Cons
- Requires help from a loan officer to complete an online mortgage application.
- Customized mortgage rates not available without making contact.
Pros
- Offers a wide variety of loan options, including low-down-payment mortgages and jumbo mortgages.
- Offers low rates and typical fees compared to other lenders, according to the latest data.
Cons
- Requires help from a loan officer to complete an online mortgage application.
- Customized mortgage rates not available without making contact.
Best Online Mortgage Lenders for Jumbo Loans
Best Online Mortgage Lenders for Jumbo Loans 
at Better
at Better
National / regional
National
Min. down payment
10.1%
Pros
- An online process with human help as needed.
- Makes it easy to see customized mortgage rates.
- Offers an "underwriter reviewed" preapproval letter in as little as 24 hours.
- Appraisal guarantee promises the loan won’t change even if appraisal is lower than expected.
Cons
- Doesn't offer home equity loans or HELOCs.
- Doesn't do VA or USDA loans.
- Appraisal guarantee is limited to borrowers who use Better real estate agents.
Pros
- An online process with human help as needed.
- Makes it easy to see customized mortgage rates.
- Offers an "underwriter reviewed" preapproval letter in as little as 24 hours.
- Appraisal guarantee promises the loan won’t change even if appraisal is lower than expected.
Cons
- Doesn't offer home equity loans or HELOCs.
- Doesn't do VA or USDA loans.
- Appraisal guarantee is limited to borrowers who use Better real estate agents.
National / regional
National
Min. down payment
10.1%
Pros
- An online process with human help as needed.
- Makes it easy to see customized mortgage rates.
- Offers an "underwriter reviewed" preapproval letter in as little as 24 hours.
- Appraisal guarantee promises the loan won’t change even if appraisal is lower than expected.
Cons
- Doesn't offer home equity loans or HELOCs.
- Doesn't do VA or USDA loans.
- Appraisal guarantee is limited to borrowers who use Better real estate agents.
Pros
- An online process with human help as needed.
- Makes it easy to see customized mortgage rates.
- Offers an "underwriter reviewed" preapproval letter in as little as 24 hours.
- Appraisal guarantee promises the loan won’t change even if appraisal is lower than expected.
Cons
- Doesn't offer home equity loans or HELOCs.
- Doesn't do VA or USDA loans.
- Appraisal guarantee is limited to borrowers who use Better real estate agents.
National / regional
National
Min. down payment
10.1%
Pros
- An online process with human help as needed.
- Makes it easy to see customized mortgage rates.
- Offers an "underwriter reviewed" preapproval letter in as little as 24 hours.
- Appraisal guarantee promises the loan won’t change even if appraisal is lower than expected.
Cons
- Doesn't offer home equity loans or HELOCs.
- Doesn't do VA or USDA loans.
- Appraisal guarantee is limited to borrowers who use Better real estate agents.
Pros
- An online process with human help as needed.
- Makes it easy to see customized mortgage rates.
- Offers an "underwriter reviewed" preapproval letter in as little as 24 hours.
- Appraisal guarantee promises the loan won’t change even if appraisal is lower than expected.
Cons
- Doesn't offer home equity loans or HELOCs.
- Doesn't do VA or USDA loans.
- Appraisal guarantee is limited to borrowers who use Better real estate agents.
Min. Credit Score
620
Min. down payment
3%
Pros
- Provides an entirely digital mortgage application.
- Mortgage rates tend to be on the low side, according to the latest available data.
- SoFi members may qualify for a $500 discount on mortgage fees.
Cons
- Does not offer government-backed loans, such as FHA or VA.
- Requires users to create an account to see customized mortgage rates.
- SoFi mortgages are unavailable in four states.
Pros
- Provides an entirely digital mortgage application.
- Mortgage rates tend to be on the low side, according to the latest available data.
- SoFi members may qualify for a $500 discount on mortgage fees.
Cons
- Does not offer government-backed loans, such as FHA or VA.
- Requires users to create an account to see customized mortgage rates.
- SoFi mortgages are unavailable in four states.
Min. Credit Score
620
Min. down payment
3%
Pros
- Provides an entirely digital mortgage application.
- Mortgage rates tend to be on the low side, according to the latest available data.
- SoFi members may qualify for a $500 discount on mortgage fees.
Cons
- Does not offer government-backed loans, such as FHA or VA.
- Requires users to create an account to see customized mortgage rates.
- SoFi mortgages are unavailable in four states.
Pros
- Provides an entirely digital mortgage application.
- Mortgage rates tend to be on the low side, according to the latest available data.
- SoFi members may qualify for a $500 discount on mortgage fees.
Cons
- Does not offer government-backed loans, such as FHA or VA.
- Requires users to create an account to see customized mortgage rates.
- SoFi mortgages are unavailable in four states.
Min. Credit Score
620
Min. down payment
3%
Pros
- Provides an entirely digital mortgage application.
- Mortgage rates tend to be on the low side, according to the latest available data.
- SoFi members may qualify for a $500 discount on mortgage fees.
Cons
- Does not offer government-backed loans, such as FHA or VA.
- Requires users to create an account to see customized mortgage rates.
- SoFi mortgages are unavailable in four states.
Pros
- Provides an entirely digital mortgage application.
- Mortgage rates tend to be on the low side, according to the latest available data.
- SoFi members may qualify for a $500 discount on mortgage fees.
Cons
- Does not offer government-backed loans, such as FHA or VA.
- Requires users to create an account to see customized mortgage rates.
- SoFi mortgages are unavailable in four states.
Best Mortgage Lenders for Refinance Loans
Best Mortgage Lenders for Refinance Loans
at Chase
at Chase
Min. Credit Score
620
National / regional
National
Pros
- Allows electronic submission and tracking of loan documents.
- Carries a wide variety of mortgage types and products.
- Generally offers competitive rates, according to the latest data.
Cons
- Doesn't offer home improvement loans, such as FHA 203(k) and HomeStyle.
- You have to speak with a home loan adviser to complete the application.
- Home equity lines of credit (HELOC) are currently unavailable.
Pros
- Allows electronic submission and tracking of loan documents.
- Carries a wide variety of mortgage types and products.
- Generally offers competitive rates, according to the latest data.
Cons
- Doesn't offer home improvement loans, such as FHA 203(k) and HomeStyle.
- You have to speak with a home loan adviser to complete the application.
- Home equity lines of credit (HELOC) are currently unavailable.
Min. Credit Score
620
National / regional
National
Pros
- Allows electronic submission and tracking of loan documents.
- Carries a wide variety of mortgage types and products.
- Generally offers competitive rates, according to the latest data.
Cons
- Doesn't offer home improvement loans, such as FHA 203(k) and HomeStyle.
- You have to speak with a home loan adviser to complete the application.
- Home equity lines of credit (HELOC) are currently unavailable.
Pros
- Allows electronic submission and tracking of loan documents.
- Carries a wide variety of mortgage types and products.
- Generally offers competitive rates, according to the latest data.
Cons
- Doesn't offer home improvement loans, such as FHA 203(k) and HomeStyle.
- You have to speak with a home loan adviser to complete the application.
- Home equity lines of credit (HELOC) are currently unavailable.
Min. Credit Score
620
National / regional
National
Pros
- Allows electronic submission and tracking of loan documents.
- Carries a wide variety of mortgage types and products.
- Generally offers competitive rates, according to the latest data.
Cons
- Doesn't offer home improvement loans, such as FHA 203(k) and HomeStyle.
- You have to speak with a home loan adviser to complete the application.
- Home equity lines of credit (HELOC) are currently unavailable.
Pros
- Allows electronic submission and tracking of loan documents.
- Carries a wide variety of mortgage types and products.
- Generally offers competitive rates, according to the latest data.
Cons
- Doesn't offer home improvement loans, such as FHA 203(k) and HomeStyle.
- You have to speak with a home loan adviser to complete the application.
- Home equity lines of credit (HELOC) are currently unavailable.
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at Reali Loans
at Reali Loans
Min. Credit Score
620
National / regional
Regional
Pros
- Offers a completely online application process.
- Posts current interest rates for purchase and refinancing.
- Provides customized rate quotes online.
Cons
- Available in just 14 states.
- Offers fewer loan types and products than other lenders.
Pros
- Offers a completely online application process.
- Posts current interest rates for purchase and refinancing.
- Provides customized rate quotes online.
Cons
- Available in just 14 states.
- Offers fewer loan types and products than other lenders.
Min. Credit Score
620
National / regional
Regional
Pros
- Offers a completely online application process.
- Posts current interest rates for purchase and refinancing.
- Provides customized rate quotes online.
Cons
- Available in just 14 states.
- Offers fewer loan types and products than other lenders.
Pros
- Offers a completely online application process.
- Posts current interest rates for purchase and refinancing.
- Provides customized rate quotes online.
Cons
- Available in just 14 states.
- Offers fewer loan types and products than other lenders.
Min. Credit Score
620
National / regional
Regional
Pros
- Offers a completely online application process.
- Posts current interest rates for purchase and refinancing.
- Provides customized rate quotes online.
Cons
- Available in just 14 states.
- Offers fewer loan types and products than other lenders.
Pros
- Offers a completely online application process.
- Posts current interest rates for purchase and refinancing.
- Provides customized rate quotes online.
Cons
- Available in just 14 states.
- Offers fewer loan types and products than other lenders.
Best Mortgage Lenders for VA Loans
Best Mortgage Lenders for VA Loans 
at Veterans United
at Veterans United
Min. Credit Score
620
Min. down payment
0%
Pros
- Offers 24/7 customer service over the phone.
- Has online application and pre-qualification.
- Offers a free credit counseling service.
- Employs advisors from each branch of the armed forces.
Cons
- Doesn’t offer home equity loans or HELOCs.
- Veterans United has physical branch offices in only 17 states.
- Information on FHA, USDA and conventional loans is harder to find on its website.
Pros
- Offers 24/7 customer service over the phone.
- Has online application and pre-qualification.
- Offers a free credit counseling service.
- Employs advisors from each branch of the armed forces.
Cons
- Doesn’t offer home equity loans or HELOCs.
- Veterans United has physical branch offices in only 17 states.
- Information on FHA, USDA and conventional loans is harder to find on its website.
Min. Credit Score
620
Min. down payment
0%
Pros
- Offers 24/7 customer service over the phone.
- Has online application and pre-qualification.
- Offers a free credit counseling service.
- Employs advisors from each branch of the armed forces.
Cons
- Doesn’t offer home equity loans or HELOCs.
- Veterans United has physical branch offices in only 17 states.
- Information on FHA, USDA and conventional loans is harder to find on its website.
Pros
- Offers 24/7 customer service over the phone.
- Has online application and pre-qualification.
- Offers a free credit counseling service.
- Employs advisors from each branch of the armed forces.
Cons
- Doesn’t offer home equity loans or HELOCs.
- Veterans United has physical branch offices in only 17 states.
- Information on FHA, USDA and conventional loans is harder to find on its website.
Min. Credit Score
620
Min. down payment
0%
Pros
- Offers 24/7 customer service over the phone.
- Has online application and pre-qualification.
- Offers a free credit counseling service.
- Employs advisors from each branch of the armed forces.
Cons
- Doesn’t offer home equity loans or HELOCs.
- Veterans United has physical branch offices in only 17 states.
- Information on FHA, USDA and conventional loans is harder to find on its website.
Pros
- Offers 24/7 customer service over the phone.
- Has online application and pre-qualification.
- Offers a free credit counseling service.
- Employs advisors from each branch of the armed forces.
Cons
- Doesn’t offer home equity loans or HELOCs.
- Veterans United has physical branch offices in only 17 states.
- Information on FHA, USDA and conventional loans is harder to find on its website.
at Guaranteed Rate
at Guaranteed Rate
Min. Credit Score
600
Min. down payment
0%
Pros
- Offers the ability to securely upload and digitally sign loan documents.
- Displays detailed sample rates for many of its loan products.
Cons
- Doesn't offer home equity loans or lines of credit.
Pros
- Offers the ability to securely upload and digitally sign loan documents.
- Displays detailed sample rates for many of its loan products.
Cons
- Doesn't offer home equity loans or lines of credit.
Min. Credit Score
600
Min. down payment
0%
Pros
- Offers the ability to securely upload and digitally sign loan documents.
- Displays detailed sample rates for many of its loan products.
Cons
- Doesn't offer home equity loans or lines of credit.
Pros
- Offers the ability to securely upload and digitally sign loan documents.
- Displays detailed sample rates for many of its loan products.
Cons
- Doesn't offer home equity loans or lines of credit.
Min. Credit Score
600
Min. down payment
0%
Pros
- Offers the ability to securely upload and digitally sign loan documents.
- Displays detailed sample rates for many of its loan products.
Cons
- Doesn't offer home equity loans or lines of credit.
Pros
- Offers the ability to securely upload and digitally sign loan documents.
- Displays detailed sample rates for many of its loan products.
Cons
- Doesn't offer home equity loans or lines of credit.
Best Mortgage Lenders for Home Equity Lines of Credit
Best Mortgage Lenders for Home Equity Lines of Credit
National / regional
National
Max LTV
84.9%
Min. Credit Score
620
Pros
- Posts current mortgage rates on its website.
- Has an online application for mortgage preapproval and a digital tool to track application progress.
- Offers several affordable loan options, including FHA, VA, USDA and the PNC Community Loan.
Cons
- Doesn't offer renovation mortgages.
- In-person service is not available in every state.
Pros
- Posts current mortgage rates on its website.
- Has an online application for mortgage preapproval and a digital tool to track application progress.
- Offers several affordable loan options, including FHA, VA, USDA and the PNC Community Loan.
Cons
- Doesn't offer renovation mortgages.
- In-person service is not available in every state.
National / regional
National
Max LTV
84.9%
Min. Credit Score
620
Pros
- Posts current mortgage rates on its website.
- Has an online application for mortgage preapproval and a digital tool to track application progress.
- Offers several affordable loan options, including FHA, VA, USDA and the PNC Community Loan.
Cons
- Doesn't offer renovation mortgages.
- In-person service is not available in every state.
Pros
- Posts current mortgage rates on its website.
- Has an online application for mortgage preapproval and a digital tool to track application progress.
- Offers several affordable loan options, including FHA, VA, USDA and the PNC Community Loan.
Cons
- Doesn't offer renovation mortgages.
- In-person service is not available in every state.
National / regional
National
Max LTV
84.9%
Min. Credit Score
620
Pros
- Posts current mortgage rates on its website.
- Has an online application for mortgage preapproval and a digital tool to track application progress.
- Offers several affordable loan options, including FHA, VA, USDA and the PNC Community Loan.
Cons
- Doesn't offer renovation mortgages.
- In-person service is not available in every state.
Pros
- Posts current mortgage rates on its website.
- Has an online application for mortgage preapproval and a digital tool to track application progress.
- Offers several affordable loan options, including FHA, VA, USDA and the PNC Community Loan.
Cons
- Doesn't offer renovation mortgages.
- In-person service is not available in every state.
National / regional
National
Max LTV
80%
Min. Credit Score
620
Pros
- Offers a full line of conventional and government loan products.
- Provides home equity loans and lines of credit.
- Allows borrowers to apply and track their loan's progress online.
Cons
- No personalized mortgage rates available online.
- Published mortgage rates assume an above-average credit score.
Pros
- Offers a full line of conventional and government loan products.
- Provides home equity loans and lines of credit.
- Allows borrowers to apply and track their loan's progress online.
Cons
- No personalized mortgage rates available online.
- Published mortgage rates assume an above-average credit score.
National / regional
National
Max LTV
80%
Min. Credit Score
620
Pros
- Offers a full line of conventional and government loan products.
- Provides home equity loans and lines of credit.
- Allows borrowers to apply and track their loan's progress online.
Cons
- No personalized mortgage rates available online.
- Published mortgage rates assume an above-average credit score.
Pros
- Offers a full line of conventional and government loan products.
- Provides home equity loans and lines of credit.
- Allows borrowers to apply and track their loan's progress online.
Cons
- No personalized mortgage rates available online.
- Published mortgage rates assume an above-average credit score.
National / regional
National
Max LTV
80%
Min. Credit Score
620
Pros
- Offers a full line of conventional and government loan products.
- Provides home equity loans and lines of credit.
- Allows borrowers to apply and track their loan's progress online.
Cons
- No personalized mortgage rates available online.
- Published mortgage rates assume an above-average credit score.
Pros
- Offers a full line of conventional and government loan products.
- Provides home equity loans and lines of credit.
- Allows borrowers to apply and track their loan's progress online.
Cons
- No personalized mortgage rates available online.
- Published mortgage rates assume an above-average credit score.
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