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Best-of-the-Best Mortgage Lenders of 2019
Our nerds spent countless hours reviewing and comparing mortgage lenders — many of them are our partners — before selecting the winners. The factors they considered include the loan types available, online mortgage rate info, customer service and more.
Best Mortgage Lenders for Purchase Loans
Best Mortgage Lenders for Purchase Loans
at Quicken Loans
at Quicken Loans
Min. Credit Score
620
Min. down payment
3%
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Min. Credit Score
620
Min. down payment
3%
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Min. Credit Score
620
Min. down payment
3%
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
Pros
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
at New American Funding
at New American Funding
Min. Credit Score
620
Min. down payment
3%
Pros
- Offers a wide variety of purchase and refinance mortgages with an emphasis on helping underserved communities.
- Its home equity line of credit can be used for an owner-occupied or second home.
- Offers a program to enable buyers to make cash offers.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Pros
- Offers a wide variety of purchase and refinance mortgages with an emphasis on helping underserved communities.
- Its home equity line of credit can be used for an owner-occupied or second home.
- Offers a program to enable buyers to make cash offers.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Min. Credit Score
620
Min. down payment
3%
Pros
- Offers a wide variety of purchase and refinance mortgages with an emphasis on helping underserved communities.
- Its home equity line of credit can be used for an owner-occupied or second home.
- Offers a program to enable buyers to make cash offers.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Pros
- Offers a wide variety of purchase and refinance mortgages with an emphasis on helping underserved communities.
- Its home equity line of credit can be used for an owner-occupied or second home.
- Offers a program to enable buyers to make cash offers.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Min. Credit Score
620
Min. down payment
3%
Pros
- Offers a wide variety of purchase and refinance mortgages with an emphasis on helping underserved communities.
- Its home equity line of credit can be used for an owner-occupied or second home.
- Offers a program to enable buyers to make cash offers.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Pros
- Offers a wide variety of purchase and refinance mortgages with an emphasis on helping underserved communities.
- Its home equity line of credit can be used for an owner-occupied or second home.
- Offers a program to enable buyers to make cash offers.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Best Online Mortgage Lenders
Best Online Mortgage Lenders
at Rocket Mortgage, LLC
at Rocket Mortgage, LLC
Min. Credit Score
620
Min. down payment
3%
Pros
- Streamlined online process with document and asset retrieval capabilities, as well as the ability to edit your preapproval letter.
- Mortgage interest rates are on the low side compared to other lenders, according to the latest federal data.
- Offers the option to work with loan officers by phone if desired.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity lines of credit.
- Origination fees are on the high side compared with other lenders, according to the latest federal data.
Pros
- Streamlined online process with document and asset retrieval capabilities, as well as the ability to edit your preapproval letter.
- Mortgage interest rates are on the low side compared to other lenders, according to the latest federal data.
- Offers the option to work with loan officers by phone if desired.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity lines of credit.
- Origination fees are on the high side compared with other lenders, according to the latest federal data.
Min. Credit Score
620
Min. down payment
3%
Pros
- Streamlined online process with document and asset retrieval capabilities, as well as the ability to edit your preapproval letter.
- Mortgage interest rates are on the low side compared to other lenders, according to the latest federal data.
- Offers the option to work with loan officers by phone if desired.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity lines of credit.
- Origination fees are on the high side compared with other lenders, according to the latest federal data.
Pros
- Streamlined online process with document and asset retrieval capabilities, as well as the ability to edit your preapproval letter.
- Mortgage interest rates are on the low side compared to other lenders, according to the latest federal data.
- Offers the option to work with loan officers by phone if desired.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity lines of credit.
- Origination fees are on the high side compared with other lenders, according to the latest federal data.
Min. Credit Score
620
Min. down payment
3%
Pros
- Streamlined online process with document and asset retrieval capabilities, as well as the ability to edit your preapproval letter.
- Mortgage interest rates are on the low side compared to other lenders, according to the latest federal data.
- Offers the option to work with loan officers by phone if desired.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity lines of credit.
- Origination fees are on the high side compared with other lenders, according to the latest federal data.
Pros
- Streamlined online process with document and asset retrieval capabilities, as well as the ability to edit your preapproval letter.
- Mortgage interest rates are on the low side compared to other lenders, according to the latest federal data.
- Offers the option to work with loan officers by phone if desired.
Cons
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity lines of credit.
- Origination fees are on the high side compared with other lenders, according to the latest federal data.
at Guaranteed Rate
at Guaranteed Rate
Min. Credit Score
620
Min. down payment
3%
Pros
- Displays detailed sample rates for many of its loan products.
- Offers a wide variety of loans, including jumbo and interest-only products.
- Offers low rates compared with other lenders, according to the latest federal data.
Cons
- Doesn't offer home equity loans.
Pros
- Displays detailed sample rates for many of its loan products.
- Offers a wide variety of loans, including jumbo and interest-only products.
- Offers low rates compared with other lenders, according to the latest federal data.
Cons
- Doesn't offer home equity loans.
Min. Credit Score
620
Min. down payment
3%
Pros
- Displays detailed sample rates for many of its loan products.
- Offers a wide variety of loans, including jumbo and interest-only products.
- Offers low rates compared with other lenders, according to the latest federal data.
Cons
- Doesn't offer home equity loans.
Pros
- Displays detailed sample rates for many of its loan products.
- Offers a wide variety of loans, including jumbo and interest-only products.
- Offers low rates compared with other lenders, according to the latest federal data.
Cons
- Doesn't offer home equity loans.
Min. Credit Score
620
Min. down payment
3%
Pros
- Displays detailed sample rates for many of its loan products.
- Offers a wide variety of loans, including jumbo and interest-only products.
- Offers low rates compared with other lenders, according to the latest federal data.
Cons
- Doesn't offer home equity loans.
Pros
- Displays detailed sample rates for many of its loan products.
- Offers a wide variety of loans, including jumbo and interest-only products.
- Offers low rates compared with other lenders, according to the latest federal data.
Cons
- Doesn't offer home equity loans.
Best Mortgage Lenders for FHA Loans
Best Mortgage Lenders for FHA Loansat New American Funding
at New American Funding
Min. Credit Score
500
Min. down payment
3.5%
Pros
- Offers a wide variety of purchase and refinance mortgages with an emphasis on helping underserved communities.
- Its home equity line of credit can be used for an owner-occupied or second home.
- Offers a program to enable buyers to make cash offers.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Pros
- Offers a wide variety of purchase and refinance mortgages with an emphasis on helping underserved communities.
- Its home equity line of credit can be used for an owner-occupied or second home.
- Offers a program to enable buyers to make cash offers.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Min. Credit Score
500
Min. down payment
3.5%
Pros
- Offers a wide variety of purchase and refinance mortgages with an emphasis on helping underserved communities.
- Its home equity line of credit can be used for an owner-occupied or second home.
- Offers a program to enable buyers to make cash offers.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Pros
- Offers a wide variety of purchase and refinance mortgages with an emphasis on helping underserved communities.
- Its home equity line of credit can be used for an owner-occupied or second home.
- Offers a program to enable buyers to make cash offers.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Min. Credit Score
500
Min. down payment
3.5%
Pros
- Offers a wide variety of purchase and refinance mortgages with an emphasis on helping underserved communities.
- Its home equity line of credit can be used for an owner-occupied or second home.
- Offers a program to enable buyers to make cash offers.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
Pros
- Offers a wide variety of purchase and refinance mortgages with an emphasis on helping underserved communities.
- Its home equity line of credit can be used for an owner-occupied or second home.
- Offers a program to enable buyers to make cash offers.
Cons
- Mortgage origination fees tend to be on the high end, according to the latest federal data.
National / regional
National
Min. down payment
3.5%
Pros
- Offers a wide variety of loan options, including low-down-payment mortgages and jumbo mortgages.
- Offers low rates compared with other lenders, according to the latest data.
- Receives high marks for customer satisfaction, according to J.D. Power and Zillow.
Cons
- Requires help from a loan officer to complete an online mortgage application.
- Customized mortgage rates not available without making contact.
- Doesn’t offer renovation loans.
Pros
- Offers a wide variety of loan options, including low-down-payment mortgages and jumbo mortgages.
- Offers low rates compared with other lenders, according to the latest data.
- Receives high marks for customer satisfaction, according to J.D. Power and Zillow.
Cons
- Requires help from a loan officer to complete an online mortgage application.
- Customized mortgage rates not available without making contact.
- Doesn’t offer renovation loans.
National / regional
National
Min. down payment
3.5%
Pros
- Offers a wide variety of loan options, including low-down-payment mortgages and jumbo mortgages.
- Offers low rates compared with other lenders, according to the latest data.
- Receives high marks for customer satisfaction, according to J.D. Power and Zillow.
Cons
- Requires help from a loan officer to complete an online mortgage application.
- Customized mortgage rates not available without making contact.
- Doesn’t offer renovation loans.
Pros
- Offers a wide variety of loan options, including low-down-payment mortgages and jumbo mortgages.
- Offers low rates compared with other lenders, according to the latest data.
- Receives high marks for customer satisfaction, according to J.D. Power and Zillow.
Cons
- Requires help from a loan officer to complete an online mortgage application.
- Customized mortgage rates not available without making contact.
- Doesn’t offer renovation loans.
National / regional
National
Min. down payment
3.5%
Pros
- Offers a wide variety of loan options, including low-down-payment mortgages and jumbo mortgages.
- Offers low rates compared with other lenders, according to the latest data.
- Receives high marks for customer satisfaction, according to J.D. Power and Zillow.
Cons
- Requires help from a loan officer to complete an online mortgage application.
- Customized mortgage rates not available without making contact.
- Doesn’t offer renovation loans.
Pros
- Offers a wide variety of loan options, including low-down-payment mortgages and jumbo mortgages.
- Offers low rates compared with other lenders, according to the latest data.
- Receives high marks for customer satisfaction, according to J.D. Power and Zillow.
Cons
- Requires help from a loan officer to complete an online mortgage application.
- Customized mortgage rates not available without making contact.
- Doesn’t offer renovation loans.
Best Online Mortgage Lenders for Jumbo Loans
Best Online Mortgage Lenders for Jumbo Loans 
at Better
at Better
National / regional
National
Min. down payment
10.1%
Pros
- Offers a program allowing qualifying buyers to make cash offers.
- Makes it easy to see customized mortgage rates.
- Average interest rates are on the low end compared to other lenders, according to the latest federal data.
Cons
- Doesn’t offer USDA loans.
- VA loans are not available in every state.
- Doesn't offer home equity loans.
Pros
- Offers a program allowing qualifying buyers to make cash offers.
- Makes it easy to see customized mortgage rates.
- Average interest rates are on the low end compared to other lenders, according to the latest federal data.
Cons
- Doesn’t offer USDA loans.
- VA loans are not available in every state.
- Doesn't offer home equity loans.
National / regional
National
Min. down payment
10.1%
Pros
- Offers a program allowing qualifying buyers to make cash offers.
- Makes it easy to see customized mortgage rates.
- Average interest rates are on the low end compared to other lenders, according to the latest federal data.
Cons
- Doesn’t offer USDA loans.
- VA loans are not available in every state.
- Doesn't offer home equity loans.
Pros
- Offers a program allowing qualifying buyers to make cash offers.
- Makes it easy to see customized mortgage rates.
- Average interest rates are on the low end compared to other lenders, according to the latest federal data.
Cons
- Doesn’t offer USDA loans.
- VA loans are not available in every state.
- Doesn't offer home equity loans.
National / regional
National
Min. down payment
10.1%
Pros
- Offers a program allowing qualifying buyers to make cash offers.
- Makes it easy to see customized mortgage rates.
- Average interest rates are on the low end compared to other lenders, according to the latest federal data.
Cons
- Doesn’t offer USDA loans.
- VA loans are not available in every state.
- Doesn't offer home equity loans.
Pros
- Offers a program allowing qualifying buyers to make cash offers.
- Makes it easy to see customized mortgage rates.
- Average interest rates are on the low end compared to other lenders, according to the latest federal data.
Cons
- Doesn’t offer USDA loans.
- VA loans are not available in every state.
- Doesn't offer home equity loans.
Min. Credit Score
620
Min. down payment
3%
Pros
- Borrowers with an existing loan or investment account from SoFi may qualify for a $500 discount on mortgage fees.
- Mortgage rates tend to be on the low side, according to the latest federal data.
- Offers jumbo loans with a minimum down payment of 10%.
Cons
- Does not offer government-backed loans, such as FHA or VA.
- Requires users to create an account to see customized mortgage rates.
- SoFi conforming mortgages are unavailable in Hawaii.
Pros
- Borrowers with an existing loan or investment account from SoFi may qualify for a $500 discount on mortgage fees.
- Mortgage rates tend to be on the low side, according to the latest federal data.
- Offers jumbo loans with a minimum down payment of 10%.
Cons
- Does not offer government-backed loans, such as FHA or VA.
- Requires users to create an account to see customized mortgage rates.
- SoFi conforming mortgages are unavailable in Hawaii.
Min. Credit Score
620
Min. down payment
3%
Pros
- Borrowers with an existing loan or investment account from SoFi may qualify for a $500 discount on mortgage fees.
- Mortgage rates tend to be on the low side, according to the latest federal data.
- Offers jumbo loans with a minimum down payment of 10%.
Cons
- Does not offer government-backed loans, such as FHA or VA.
- Requires users to create an account to see customized mortgage rates.
- SoFi conforming mortgages are unavailable in Hawaii.
Pros
- Borrowers with an existing loan or investment account from SoFi may qualify for a $500 discount on mortgage fees.
- Mortgage rates tend to be on the low side, according to the latest federal data.
- Offers jumbo loans with a minimum down payment of 10%.
Cons
- Does not offer government-backed loans, such as FHA or VA.
- Requires users to create an account to see customized mortgage rates.
- SoFi conforming mortgages are unavailable in Hawaii.
Min. Credit Score
620
Min. down payment
3%
Pros
- Borrowers with an existing loan or investment account from SoFi may qualify for a $500 discount on mortgage fees.
- Mortgage rates tend to be on the low side, according to the latest federal data.
- Offers jumbo loans with a minimum down payment of 10%.
Cons
- Does not offer government-backed loans, such as FHA or VA.
- Requires users to create an account to see customized mortgage rates.
- SoFi conforming mortgages are unavailable in Hawaii.
Pros
- Borrowers with an existing loan or investment account from SoFi may qualify for a $500 discount on mortgage fees.
- Mortgage rates tend to be on the low side, according to the latest federal data.
- Offers jumbo loans with a minimum down payment of 10%.
Cons
- Does not offer government-backed loans, such as FHA or VA.
- Requires users to create an account to see customized mortgage rates.
- SoFi conforming mortgages are unavailable in Hawaii.
Best Mortgage Lenders for Refinance Loans
Best Mortgage Lenders for Refinance Loans
Min. Credit Score
620
National / regional
National
Pros
- Carries a wide variety of mortgage types and products, including DreaMaker and Standard Agency mortgages, with down payments as low as 3%.
- Offers low rates compared with other lenders, according to the latest federal data.
- Offers a customizable mortgage calculator for personalized rate and payment estimates.
Cons
- Doesn't offer home improvement loans, such as FHA 203(k) and HomeStyle.
- You have to speak with a home loan adviser to complete the application.
- Home equity lines of credit (HELOC) are currently unavailable.
Pros
- Carries a wide variety of mortgage types and products, including DreaMaker and Standard Agency mortgages, with down payments as low as 3%.
- Offers low rates compared with other lenders, according to the latest federal data.
- Offers a customizable mortgage calculator for personalized rate and payment estimates.
Cons
- Doesn't offer home improvement loans, such as FHA 203(k) and HomeStyle.
- You have to speak with a home loan adviser to complete the application.
- Home equity lines of credit (HELOC) are currently unavailable.
Min. Credit Score
620
National / regional
National
Pros
- Carries a wide variety of mortgage types and products, including DreaMaker and Standard Agency mortgages, with down payments as low as 3%.
- Offers low rates compared with other lenders, according to the latest federal data.
- Offers a customizable mortgage calculator for personalized rate and payment estimates.
Cons
- Doesn't offer home improvement loans, such as FHA 203(k) and HomeStyle.
- You have to speak with a home loan adviser to complete the application.
- Home equity lines of credit (HELOC) are currently unavailable.
Pros
- Carries a wide variety of mortgage types and products, including DreaMaker and Standard Agency mortgages, with down payments as low as 3%.
- Offers low rates compared with other lenders, according to the latest federal data.
- Offers a customizable mortgage calculator for personalized rate and payment estimates.
Cons
- Doesn't offer home improvement loans, such as FHA 203(k) and HomeStyle.
- You have to speak with a home loan adviser to complete the application.
- Home equity lines of credit (HELOC) are currently unavailable.
Min. Credit Score
620
National / regional
National
Pros
- Carries a wide variety of mortgage types and products, including DreaMaker and Standard Agency mortgages, with down payments as low as 3%.
- Offers low rates compared with other lenders, according to the latest federal data.
- Offers a customizable mortgage calculator for personalized rate and payment estimates.
Cons
- Doesn't offer home improvement loans, such as FHA 203(k) and HomeStyle.
- You have to speak with a home loan adviser to complete the application.
- Home equity lines of credit (HELOC) are currently unavailable.
Pros
- Carries a wide variety of mortgage types and products, including DreaMaker and Standard Agency mortgages, with down payments as low as 3%.
- Offers low rates compared with other lenders, according to the latest federal data.
- Offers a customizable mortgage calculator for personalized rate and payment estimates.
Cons
- Doesn't offer home improvement loans, such as FHA 203(k) and HomeStyle.
- You have to speak with a home loan adviser to complete the application.
- Home equity lines of credit (HELOC) are currently unavailable.
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Min. Credit Score
620
National / regional
Regional
Pros
- Offers a completely online application process.
- Posts current interest rates for purchase and refinancing.
- Provides customized rate quotes online.
Cons
- Available in just 14 states.
- Offers fewer loan types and products than other lenders.
Pros
- Offers a completely online application process.
- Posts current interest rates for purchase and refinancing.
- Provides customized rate quotes online.
Cons
- Available in just 14 states.
- Offers fewer loan types and products than other lenders.
Min. Credit Score
620
National / regional
Regional
Pros
- Offers a completely online application process.
- Posts current interest rates for purchase and refinancing.
- Provides customized rate quotes online.
Cons
- Available in just 14 states.
- Offers fewer loan types and products than other lenders.
Pros
- Offers a completely online application process.
- Posts current interest rates for purchase and refinancing.
- Provides customized rate quotes online.
Cons
- Available in just 14 states.
- Offers fewer loan types and products than other lenders.
Min. Credit Score
620
National / regional
Regional
Pros
- Offers a completely online application process.
- Posts current interest rates for purchase and refinancing.
- Provides customized rate quotes online.
Cons
- Available in just 14 states.
- Offers fewer loan types and products than other lenders.
Pros
- Offers a completely online application process.
- Posts current interest rates for purchase and refinancing.
- Provides customized rate quotes online.
Cons
- Available in just 14 states.
- Offers fewer loan types and products than other lenders.
Best Mortgage Lenders for VA Loans
Best Mortgage Lenders for VA Loans 
Min. Credit Score
620
Min. down payment
0%
Pros
- Offers 24/7 customer service over the phone.
- Offers a free credit counseling service.
- Mortgage rates are on the low side, according to the latest federal data.
Cons
- Doesn’t offer home equity loans or HELOCs.
- Veterans United doesn't have branch offices in every state.
Pros
- Offers 24/7 customer service over the phone.
- Offers a free credit counseling service.
- Mortgage rates are on the low side, according to the latest federal data.
Cons
- Doesn’t offer home equity loans or HELOCs.
- Veterans United doesn't have branch offices in every state.
Min. Credit Score
620
Min. down payment
0%
Pros
- Offers 24/7 customer service over the phone.
- Offers a free credit counseling service.
- Mortgage rates are on the low side, according to the latest federal data.
Cons
- Doesn’t offer home equity loans or HELOCs.
- Veterans United doesn't have branch offices in every state.
Pros
- Offers 24/7 customer service over the phone.
- Offers a free credit counseling service.
- Mortgage rates are on the low side, according to the latest federal data.
Cons
- Doesn’t offer home equity loans or HELOCs.
- Veterans United doesn't have branch offices in every state.
Min. Credit Score
620
Min. down payment
0%
Pros
- Offers 24/7 customer service over the phone.
- Offers a free credit counseling service.
- Mortgage rates are on the low side, according to the latest federal data.
Cons
- Doesn’t offer home equity loans or HELOCs.
- Veterans United doesn't have branch offices in every state.
Pros
- Offers 24/7 customer service over the phone.
- Offers a free credit counseling service.
- Mortgage rates are on the low side, according to the latest federal data.
Cons
- Doesn’t offer home equity loans or HELOCs.
- Veterans United doesn't have branch offices in every state.
at Guaranteed Rate
at Guaranteed Rate
Min. Credit Score
580
Min. down payment
0%
Pros
- Displays detailed sample rates for many of its loan products.
- Offers a wide variety of loans, including jumbo and interest-only products.
- Offers low rates compared with other lenders, according to the latest federal data.
Cons
- Doesn't offer home equity loans.
Pros
- Displays detailed sample rates for many of its loan products.
- Offers a wide variety of loans, including jumbo and interest-only products.
- Offers low rates compared with other lenders, according to the latest federal data.
Cons
- Doesn't offer home equity loans.
Min. Credit Score
580
Min. down payment
0%
Pros
- Displays detailed sample rates for many of its loan products.
- Offers a wide variety of loans, including jumbo and interest-only products.
- Offers low rates compared with other lenders, according to the latest federal data.
Cons
- Doesn't offer home equity loans.
Pros
- Displays detailed sample rates for many of its loan products.
- Offers a wide variety of loans, including jumbo and interest-only products.
- Offers low rates compared with other lenders, according to the latest federal data.
Cons
- Doesn't offer home equity loans.
Min. Credit Score
580
Min. down payment
0%
Pros
- Displays detailed sample rates for many of its loan products.
- Offers a wide variety of loans, including jumbo and interest-only products.
- Offers low rates compared with other lenders, according to the latest federal data.
Cons
- Doesn't offer home equity loans.
Pros
- Displays detailed sample rates for many of its loan products.
- Offers a wide variety of loans, including jumbo and interest-only products.
- Offers low rates compared with other lenders, according to the latest federal data.
Cons
- Doesn't offer home equity loans.
Best Mortgage Lenders for Home Equity Lines of Credit
Best Mortgage Lenders for Home Equity Lines of Credit
at PNC
National / regional
National
Max LTV
85%
Min. Credit Score
680
Pros
- Offers a fixed-rate option.
- Posts details about rates, fees and qualifications.
- Offers a rate discount for existing customers.
Cons
- Annual fee of $50.
Pros
- Offers a fixed-rate option.
- Posts details about rates, fees and qualifications.
- Offers a rate discount for existing customers.
Cons
- Annual fee of $50.
National / regional
National
Max LTV
85%
Min. Credit Score
680
Pros
- Offers a fixed-rate option.
- Posts details about rates, fees and qualifications.
- Offers a rate discount for existing customers.
Cons
- Annual fee of $50.
Pros
- Offers a fixed-rate option.
- Posts details about rates, fees and qualifications.
- Offers a rate discount for existing customers.
Cons
- Annual fee of $50.
National / regional
National
Max LTV
85%
Min. Credit Score
680
Pros
- Offers a fixed-rate option.
- Posts details about rates, fees and qualifications.
- Offers a rate discount for existing customers.
Cons
- Annual fee of $50.
Pros
- Offers a fixed-rate option.
- Posts details about rates, fees and qualifications.
- Offers a rate discount for existing customers.
Cons
- Annual fee of $50.
National / regional
National
Max LTV
80%
Min. Credit Score
620
Pros
- Offers a full line of conventional and government loan products.
- Provides home equity loans and lines of credit.
- Allows borrowers to apply and track their loan's progress online.
Cons
- No personalized mortgage rates available online.
- Published mortgage rates assume an above-average credit score.
Pros
- Offers a full line of conventional and government loan products.
- Provides home equity loans and lines of credit.
- Allows borrowers to apply and track their loan's progress online.
Cons
- No personalized mortgage rates available online.
- Published mortgage rates assume an above-average credit score.
National / regional
National
Max LTV
80%
Min. Credit Score
620
Pros
- Offers a full line of conventional and government loan products.
- Provides home equity loans and lines of credit.
- Allows borrowers to apply and track their loan's progress online.
Cons
- No personalized mortgage rates available online.
- Published mortgage rates assume an above-average credit score.
Pros
- Offers a full line of conventional and government loan products.
- Provides home equity loans and lines of credit.
- Allows borrowers to apply and track their loan's progress online.
Cons
- No personalized mortgage rates available online.
- Published mortgage rates assume an above-average credit score.
National / regional
National
Max LTV
80%
Min. Credit Score
620
Pros
- Offers a full line of conventional and government loan products.
- Provides home equity loans and lines of credit.
- Allows borrowers to apply and track their loan's progress online.
Cons
- No personalized mortgage rates available online.
- Published mortgage rates assume an above-average credit score.
Pros
- Offers a full line of conventional and government loan products.
- Provides home equity loans and lines of credit.
- Allows borrowers to apply and track their loan's progress online.
Cons
- No personalized mortgage rates available online.
- Published mortgage rates assume an above-average credit score.
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