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Standout CD rates
CDs are an excellent way to earn money for doing virtually nothing. They often pay more in interest than your average savings account — sometimes as much as 10 times more*. And thankfully, it only takes minutes to find the best one for you. Check out the offers from our partners and start earning more interest today.
CDs are an excellent way to earn money for doing virtually nothing. They often pay more in interest than your average savings account — sometimes as much as 10 times more*. And thankfully, it only takes minutes to find the best one for you. Check out the offers from our partners and start earning more interest today.
at Marcus by Goldman Sachs, Member FDIC
Marcus by Goldman Sachs High-Yield 18-Month CD
Minimum Balance
Member FDIC
APY
With $500 minimum balance
at Marcus by Goldman Sachs, Member FDIC
Why online banks dominate the list The most important factor for virtually every CD-shopper is the APY. And, as it happens, online banks are offering massive APYs — as much as 10x the average APY* — plus, they also offer rock-bottom maintenance fees.
*10x more interest based on the national average annual percentage yield ("APY") of 0.06% (as reported by the Federal Deposit Insurance Corporation as of April 20, 2020) as compared to online banks with interest-bearing CD account APYs of 0.60% or more. Estimated annual earnings result assumes principal and interest remain on deposit for one year and interest rates and APY do not change. Estimated annual earnings are for informational purposes only. Interest rates and APY are subject to change and specific results cannot be guaranteed.
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People often identify opening a savings account as their next money move.
Marcus by Goldman Sachs Online Savings Account
APY
With $0 minimum balance
Bonus
at Marcus by Goldman Sachs, Member FDIC
Discover Bank Online Savings
APY
With $0 minimum balance
Bonus
at Discover Bank, Member FDIC
To recap our selections...
