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Compare Cash-Out Refinance Lenders

A cash-out refinance replaces your existing mortgage with a new home loan for more than you owe on your house. Apply to these cash-out refinance lenders and see rates and how much you qualify for.

Showing top 3 matches in OR

Owning
  • Provides numerous online conveniences, including loan application and process updates.
  • Offers jumbo refinancing up to $2 million.
  • Lender promises to cover certain closing costs for qualified borrowers.

at Owning

Farmers Bank of Kansas City
  • Offers jumbo refinance and government-backed VA refinance options.
  • Displays customized refinance rates, with fee estimates, without requiring contact information.
  • Refinance origination fees are on the low side compared to other lenders, according to the latest federal data.

at Farmers Bank of Kansas City

Central Bank
  • Among the best when it comes to online convenience, including refinance loan process updates.
  • Offers rate-and-term as well as cash-out refinances.

at Central Bank

  • With a cash-out refinance, you take out a new mortgage that's for more than you owe on your existing home loan, but less than your home's current value. You'll receive the difference between the new amount borrowed and the loan balance at closing.

  • Shop around with multiple lenders to compare cash-out refinance rates. You may also be able to buy points to bring down your refinance interest rate. While you're comparing lenders, be sure to also check the costs and fees associated with getting the refinance. These don't affect your rate, but fewer added fees will lower your closing costs.

  • Lenders will limit the cash you take out to 80% to 90% of your home equity. An appraisal will be required to nail down your home’s current market value.

» MORE: Calculate your refinance savings

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