Compare top mortgage lenders
Reach out to multiple lenders to see how much you could save. It pays to compare your options.
The lenders for you
- Good for: active military members and veterans as well as for borrowers with less-than-perfect credit or nontraditional income sources.
- Read our NASB review
- Good for: borrowers seeking government loans, which are known for offering credit flexibility and low- or no-down-payment benefits.
- Read our AmeriSave review
- Good for: borrowers with solid credit who want to pay low fees and get an online experience with phone support. VA loans are an emphasis.
- Read our NBKC review
In order to pick the best lender for you, first decide what kind of loan you’re looking for, what type of service and lending experience you expect, and then see how several lenders compare side by side. What’s most important to you? Face-to-face service, an online experience, credit score flexibility? The mortgage-lending landscape is a crowded field that includes traditional lenders like Bank of America, online mortgage lenders such as Better Mortgage, credit unions like Navy Federal Credit Union, regional banks like SunTrust, mortgage brokers acting as middlemen, and more. Once you’re ready, be sure to contact multiple lenders to compare mortgage rates and lender fees. If you follow these steps, you’ll be able to find the best lender for you.
In a 2015 report, the Consumer Financial Protection Bureau found that 77% of consumers apply to only one lender when seeking a mortgage. By shopping just three different lenders, borrowers could save more than $3,500 in just the first five years, according to the CFPB’s research. By applying to several lenders rather than just one, you can compare all-in costs and get the best deal.