Compare top home loan lenders

Reach out to the lender you think is best for you, or contact each one. It pays to compare multiple offers.

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The best lenders for your home loan

  • Offers loan products starting with as little as 3% down
  • Doesn't charge lender fees, such as application, underwriting and origination charges
  • Strengths: Offers an "underwriter reviewed" preapproval letter in as little as 24 hours.
  • Weaknesses: Not available in all 50 states.
  • Read our Better.com review
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at Better.com

  • Good for: borrowers who need to be evaluated on the basis of nontraditional credit and those interested in various down payment assistance programs.
  • Read our New American Funding review
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at New American Funding

  • Full line of fixed and adjustable rate mortgages, including FHA and VA loans.
  • Good for: People comfortable using online tools and those looking for FHA loans. Minimum credit score of 620, 580 for FHA loans.
  • Strengths: Verifies employment and tells you how much you qualify for in minutes.
  • Weaknesses: No HELOC or home equity loans. Relies on traditional credit measures.
  • Read our Quicken Loans review
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at Quicken Loans

To select the top home loan lender for you, you should first determine what kind of loan you need. Then consider what you’re looking for in a lender. Do you need a lender with the latest online capabilities? Is face-to-face interaction important to you? Are you researching home loan lenders that cater to first-time buyers? There are arguably more loan options and lenders today than ever before. The marketplace is made up of large, traditional lenders such as Chase and Bank of America; regional lenders such as SunTrust; small, local banks; credit unions such as Navy Federal; and even mortgage brokers acting as middlemen, looking all over to find you the best deal. Once you’ve decided what you need in a lender, contact several lenders at around the same time to get the most accurate comparison of interest rates and fees.