Get a mortgage prequalification

Mortgage prequalification is an informal evaluation that helps you determine how much home you can afford. Get prequalified or even preapproved before you start shopping for a home.

The best lenders for your prequalification

  • Offers loan products starting with as little as 3% down
  • Offers a single online platform for the entire mortgage loan process
  • Will beat a competitor's offer by at least $1,000 or give customers $1,000
  • Offers an "underwriter reviewed" preapproval letter in as little as 24 hours
  • Read our Better.com review
Get Started
at Better.com
  • Largest FHA lender in the nation with a 1% down payment program for qualified buyers
  • Allows you to complete the process entirely online and gives a loan decision in minutes
  • Offers live chat and customer support with extended hours
  • Read our Quicken Loans review
Get Started
at Quicken Loans
  • Complete and track your application online, and sign documents electronically.
  • Free rate locks.
  • No lender fee for VA borrowers.
  • Mobile apps for iOS and Android.
  • Read our NBKC review

With a mortgage pre-qualification, a lender gives you an informal evaluation of whether you meet minimum requirements for a loan and how big that loan may be. This is a crucial step for those who aren’t sure whether they’re financially ready to buy a home. However, if you’re confident in your finances or have already been pre-qualified, you might want to get preapproved instead.