When you were young, a savings account taught you a valuable lesson. Now, you want one with a good interest rate. We’ve compiled offers from banks and credit unions, including some of our partners, to help you find the best savings account for you.

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savings accounts

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Minimum balance for APYAPY

Savings Builder

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Savings Builder

CIT Bank
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Minimum balance for APY
$100
Member, FDIC

Account Details

  • In order to earn 1.75% APY, you must either make a monthly deposit of $100 or more or maintain a minimum balance of $25,000.
  • Minimum opening deposit of $100
  • No account opening or maintenance fees
  • Daily compounding of interest
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Online Savings Account

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Online Savings Account

Barclays
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Minimum balance for APY
$0
Member, FDIC

Account Details

  • No monthly maintenance fee
  • No minimum balances to open
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360 Performance Savings™

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360 Performance Savings™

Capital One
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Minimum balance for APY
$0
Member, FDIC

Account Details

  • Introducing 360 Performance Savings™
  • Earn 1.70% APY on All Balance
  • 5X the National Average Savings Rate
  • No Fees, No Minimums, Just Savings
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Personal Savings

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Personal Savings

American Express National Bank
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Minimum balance for APY
$0
Member, FDIC

Account Details

  • No fees/minimum balance
  • 24/7 account access via phone or web
  • 1.70% APY as of 12/12/19
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Online Savings

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Online Savings

Goldman Sachs Bank USA
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Minimum balance for APY
$0
Member, FDIC

Account Details

  • No minimum deposit to open account
  • No transaction fees
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Online Savings

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Online Savings

Discover Bank
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Minimum balance for APY
$0
Member, FDIC

Account Details

  • No fees
  • 24/7 U.S.-based customer service
  • To get your $150 or $200 Bonus offer:
  • What to do: Apply for your first Discover Online Savings Account by 3/2/20, 11:59 PM ET, online or by phone. Enter Offer Code NW220 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 3/16/20, 11:59 PM ET. Maximum bonus eligibility is $200.
  • What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 3/30/20. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice.
  • See Discover's Website for more details.
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Savings Account

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Savings Account

State Farm Bank
Minimum balance for APY
$1
Member, FDIC

Rewards Savings Account

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Rewards Savings Account

Bank of America
Minimum balance for APY
$1
Member, FDIC

Savings℠

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Savings℠

Chase
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Minimum balance for APY
$0
Member, FDIC

Account Details

  • Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days
  • Access to 16,000 Chase ATMs and nearly 4,900 branches
  • Link this account to your Chase checking account for Overdraft Protection.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Open your account online now.
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
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Everyday Savings

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Everyday Savings

HSBC
Minimum balance for APY
$1
Member, FDIC