You sock away your money to keep it safe and to watch it grow. We’ve rounded up the best savings account and CDs from banks and credit unions, including some from our partners, so you can find one with the highest interest rates.

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Deposit term requiredMinimum balance for APYAPY

Certificate of Deposit

NerdWallet ratingNot rated

Certificate of Deposit

Colorado Federal Savings Bank
Deposit term required
2 years
Minimum balance for APY
$5,000
Member, FDIC

Certificate of Deposit

NerdWallet ratingNot rated

Certificate of Deposit

Banesco USA
Deposit term required
1 year
Minimum balance for APY
$1,500
Member, FDIC

Certificate of Deposit

NerdWallet ratingNot rated

Certificate of Deposit

BankDirect
Deposit term required
18 months
Minimum balance for APY
$10,000
Member, FDIC

Certificate of Deposit

NerdWallet ratingNot rated

Certificate of Deposit

Umpqua Bank
Deposit term required
2 years
Minimum balance for APY
$1
Member, FDIC

Yield Pledge® CD

NerdWallet rating

Yield Pledge® CD

TIAA Bank
View Details
Deposit term required
1 year
Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • Yield in the top 5% of Competitive Accounts at account opening and rollover
  • No Monthly Account Fee
  • $5000 to open
View Details

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Goldman Sachs Bank USA
Deposit term required
2 years
Minimum balance for APY
$500
Member, FDIC

Certificate of Deposit

NerdWallet ratingNot rated

Certificate of Deposit

Banesco USA
Deposit term required
2 years
Minimum balance for APY
$1,500
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Goldman Sachs Bank USA
View Details
Deposit term required
1 year
Minimum balance for APY
$500
Member, FDIC

Account Details

  • Low minimum deposit of $500
  • Guaranteed highest rate offered within 10 days of opening
View Details

Certificate of Deposit

NerdWallet ratingNot rated

Certificate of Deposit

Colorado Federal Savings Bank
Deposit term required
18 months
Minimum balance for APY
$5,000
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Discover
Deposit term required
2 years
Minimum balance for APY
$2,500
Member, FDIC