You sock away your money to keep it safe and to watch it grow. We’ve rounded up the best savings accounts and CDs from banks and credit unions, including some from our partners, so you can find one with the highest interest rates.

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Deposit term requiredMinimum balance for APYAPY

Money Market Savings

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Money Market Savings

ableBanking
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Deposit term required
N/A
Minimum balance for APY
$250
Member, FDIC

Account Details

  • ableBanking gives you $25 (of their own money) to give to any charity you choose. (Must be a 501(c)3)
  • Contribute directly from your Money Market Account to your favorite non-profits with no hidden charges
  • When your friends open an account, ableBanking will give an additional $25 to any 501(c)3 charity you choose
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EarnMore Interest Checking Account

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EarnMore Interest Checking Account

MemoryBank
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • Qualifying customers can earn 1.6% APY
  • Requirements to qualify:
    • 1+ direct deposit must be conducted each statement cycle
    • At least 5 point-of-sale (POS) debit card transactions must occur during the statement cycle
    • You must receive online statements
  • Access to over 85,000 fee-free ATMs
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Savings Account

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Savings Account

DollarSavingsDirect
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

High Yield CD

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High Yield CD

Ally Bank
Deposit term required
6 months
Minimum balance for APY
$5,000
Member, FDIC

High Yield Savings Account

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High Yield Savings Account

Synchrony Bank
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No minimum balance requirement or monthly service fee
  • Control your money through Synchrony's online banking portal, or by speaking with one of their Banking Representatives
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Premier High Yield Savings Account

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Premier High Yield Savings Account

CIT Bank
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Deposit term required
N/A
Minimum balance for APY
$100
Member, FDIC

Account Details

  • The APY of 1.55% applies to all balances
  • No account opening or maintenance fees
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Online Savings

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Online Savings

Discover
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Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • No monthly maintenance fees
  • 24/7 U.S.-based customer service
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Online Savings

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Online Savings

Goldman Sachs Bank USA
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Online Savings Account

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Online Savings Account

Barclays
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly maintenance fee
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High Yield CD

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High Yield CD

Ally Bank
Deposit term required
6 months
Minimum balance for APY
$1
Member, FDIC