Alaska USA Credit Union Review: Checking, Savings and CDs

Alaska USA Credit Union offers accounts with low or no fees and nationwide ATM and branch access.
Melissa Lambarena
By Melissa Lambarena 

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Overall bank rating

Alaska USA Federal Credit Union


    NerdWallet rating 
    The bottom line:

    Alaska USA Federal Credit Union is widely accessible: It has 66 branches across Alaska, Arizona, Washington and California, plus thousands more across the country through the Co-op shared branching network. It also offers 55,000 fee-free ATMs nationwide. The credit union’s checking and savings accounts have low fees that are easily avoided, but those accounts also have low interest rates. Certificates of deposit offer some competitive rates. Live customer service is available 24/7 via phone. You can become a member of Alaska Federal Credit Union if you live, work or go to school in Alaska, Washington, California’s San Bernardino County or Arizona’s Maricopa County. You can also become a member if you have a relative who qualifies for membership.

    Best for: Residents mostly in Alaska or Washington who value in-person customer service and low-cost checking and savings accounts.

    » Looking for a credit union to join? See NerdWallet’s list of best credit unions


    • Low fees on checking and savings that are easy to avoid.
    • Broad access to ATMs and branches.


    • Interest rates on checking and savings are higher elsewhere.


    NerdWallet’s overall ratings for banks and credit unions are weighted averages of several categories: checking, savings, certificates of deposit or credit union share certificates, banking experience and overdraft fees. Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation. The stars represent ratings from poor (one star) to excellent (five stars). Ratings are rounded to the nearest half-star.