Review 2024: Pros, Cons and How It Compares could appeal to customers who are looking for a wide variety of cryptocurrencies, and who are comfortable carrying out transactions on a mobile device.
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Written by Andy Rosen
Lead Writer/Spokesperson
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Edited by Chris Davis
Assigning Editor
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Our Take


NerdWallet rating 

The bottom line: offers a massive selection of digital assets, low or no fees, and additional perks for holders of its CRO cryptocurrency.
Varies by type of transaction; other fees may apply
Account minimum
no promotion available at this time

Pros & Cons


  • Large selection of crypto assets and trading pairs.

  • Fees are low if you fund your account with cash transfers.

  • Straightforward staking program.


  • Some services not offered in the U.S.

  • High fees to withdrawal cryptocurrency.

Compare to Similar Brokers

NerdWallet rating 


NerdWallet rating 




0% - 3.99%

varies by type of transaction; other fees may apply



per trade

Account minimum 


Account minimum 



Get $200 in crypto

when you sign up. Terms Apply.



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Full Review

Where shines

Selection: With more than 250 cryptocurrencies on its exchange, has a larger selection than any other service reviewed by NerdWallet.

Low or no fees with cash: There are no trading and transaction fees on if you make your purchase with money transferred in from your bank account via ACH, or automated clearinghouse, transaction.

Where falls short

High withdrawal fees: If you want to withdraw your crypto from the platform, you'll have to pay a fee to do so. The withdrawal fee for Bitcoin is 0.005 BTC, which was over $15 in October 2023. There is also a minimum withdrawal amount of 0.001 BTC.

Some services unavailable in the U.S.: Singapore-based offers most of its services to U.S. customers through its mobile application, so you may be out of luck if you prefer to trade from your desktop. Also, some aspects of its exchange — such as margin trading — are not offered to U.S. residents, and is not available at all in New York. is best for:

  • Mobile-first users.

  • Transactions with fiat, or traditional, currency.

  • DeFi, or decentralized finance, tokens. at a glance

Minimum trade

$1 or less for Bitcoin; other cryptocurrencies vary.

Trading and transaction fees

No trading fee, but transactions using credit/debit cards cost up to 2.99%.

Number of cryptocurrencies

More than 250.

Crypto-to-crypto trading pairs doesn't offer an official list, but Bitcoin and other major assets have dozens.

Website transparency's website is helpful, but sometimes fails to distinguish effectively between services offered by its U.S. and overseas services.

Storage and security has a handful of features such as insurance for assets. It did suffer a breach in 2022.

Staking and rewards

Rewards can range up to 12.5% for high rollers, but earnings don't compound.

Mobile app's main app is available on iOS and Android, with a high average rating.

Customer service offers only chat-based help for most issues.

More details about's ratings

Minimum trade: 5 out of 5 stars

Minimum trades on vary based on the cryptocurrency being traded. For Bitcoin, the most valuable cryptocurrency, the platform adjusts the minimum regularly to keep it at the equivalent of $1 or below.

Trading and transaction fees: 4.5 out of 5 stars

The cost of using depends on how you choose to fund your account, but however you choose, the fees are low. If you use a debit or credit card, you'll be charged 2.99%, and this fee is waived in the first seven days of trading.'s recommended funding process is to fund your fiat wallet with USD via ACH. From there, it's completely free to purchase crypto. However, in testing the platform, we found these bank connections can be cumbersome, or potentially even unavailable for some banks.

You’ll also pay a fee if you want to withdraw crypto from the platform. This fee depends on the type of cryptocurrency in question. For Bitcoin, the fee is 0.0005 BTC.

Number of cryptocurrencies: 5 out of 5 stars has more than 250 cryptocurrencies available to U.S. customers, the highest number we’ve seen in exchanges reviewed by NerdWallet.

Crypto-to-crypto trading pairs: 5 out of 5 stars does not make a list readily available describing the available crypto-to-crypto pairs on its service. However, when we were using the app, we found there are several dozen pairs for top cryptocurrencies such as Bitcoin — as well as some less commonly traded ones. That puts comfortably among the top tier of exchanges in terms of trading pairs.

Nonetheless, it's not a bad idea to double check the app to make sure that offers the pairs you most need in your crypto trading.

Storage and security: 3.5 out of 5 stars allows users to connect multiple digital wallets to its service, and it also offers its own options for holding cryptocurrency. Among them is the DeFi Wallet, a separate app that allows users to earn rewards on tokens used in decentralized finance applications supported by blockchain networks.

If you choose to hold assets on the exchange, outlines several steps it has taken to protect customers. It says it holds clients’ cryptocurrency in “cold storage,” which means it cannot be easily accessed from the internet, making it less vulnerable to hackers. Fiat currency deposited onto the exchange is held in regulated bank accounts, according to

In the event of an incident or attack that compromises customers’ assets, the company says it has $100 million in insurance to cover losses. After a security breach in early 2022 hit hundreds of users, said it had fully reimbursed anyone who lost funds.

Staking and rewards: 3.5 out of 5 stars offers staking on more than 20 cryptocurrencies through its main service, and rewards can range up to 12.5%. The program does have some unique limitations, however. For one, rewards do not compound. Instead, they're paid out whenever you unstake your crypto. In addition, top-tier rewards are reserved for people with high trading volumes who use's credit cards.

While cryptocurrencies do not have to be locked up to earn rewards, users who commit cryptocurrency for up to three months can increase their earnings.

Another way to earn crypto through is the the main app's "missions" program, which challenges customers to use aspects of the service in exchange for the chance to win rewards including the affiliated cryptocurrency Cronos. Missions often require users to spend money, purchasing a certain amount of crypto for instance.

The DeFi Wallet app has some additional options when it comes to decentralized finance, which is a broad term that describes efforts to move traditional financial services onto blockchain networks. Users can also earn rewards by using their cryptocurrencies as part of decentralized lending programs.

To get these offerings, which also allow users to swap certain tokens for one another without the use of an exchange, you must use the DeFi wallet app. Each program has its own risks and benefits, so make sure you read up on how they work before you start. Also note that will take a .05% convenience fee on your earnings.

Some context on staking and rewards: Staking programs operated by centralized businesses such as exchanges have been under regulatory scrutiny, with some facing allegations that their offerings amount to unregistered securities. In this fast-moving space, a company's outlook can change quickly, so it's possible that an exchange could end its program and unstake your tokens without your approval or knowledge.

Mobile app: 5 out of 5 stars’s mobile applications are the primary way that customers in the U.S. can access its services, so if you want to use, you should make sure you like the way the app works on your phone.

The platform offers applications for iOS and Android, which both have high user ratings in their respective app stores.

The app can also connect to the separate DeFi Wallet app, the customer ratings for which average around 4.5 stars.

Customer support options: 2 out of 5 stars primarily offers chat-based support.

Other features you should know about

Cronos and credit cards: has tried to build a financial ecosystem for users of its apps. The associated products include credit cards and the associated cryptocurrency Cronos, or CRO. Users who have staked a large amount of CRO become eligible for cards that carry benefits including better rewards on credit cards and higher staking payouts.

NFTs: also offers a marketplace for NFTs, or nonfungible tokens. NFTs enable ownership of digital files such as visual art, music and videos.

Is right for you? offers a massive selection of digital assets and has fees that can be quite low. It's good for people comfortable with mobile trading, and those who are interested in add-on services such as credit cards.

How do we review cryptocurrency platforms?

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