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Compare Business Bank Accounts for Startups

Offers from 15 providers, including:

27 products
    • Virgin Money logo

      Virgin Money Business Current Account

      • Monthly Fee
        25 months free, £6.50 thereafter
      • UK Bank Transfers
        Free for 25 months
      • Overdraft
      • Access
        App, Online, Branch
    • Virgin Money logo

      Virgin Money M Account for Business

      • Monthly Fee
        Free
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Online
    • 1 more from Virgin Money
    • HSBC logo

      HSBC Kinetic Current Account

      • Monthly Fee
        12 months free, £6.50 thereafter
      • UK Bank Transfers
        Free Direct Debit & Internal Transfers
      • Overdraft
      • Access
        App
    • Revolut logo

      Revolut Free Business Account

      • Monthly Fee
        Free
      • UK Bank Transfers
        5 free per month, 20p thereafter
      • Overdraft
      • Access
        App, Online
    • Revolut logo
      One month without subscription fees

      Revolut Grow Business Account

      • Monthly Fee
        From £19/month
      • UK Bank Transfers
        100 free per month, 20p thereafter
      • Overdraft
      • Access
        App, Online
      One month without subscription fees Get one month of a paid plan without subscription fees. T&Cs apply
    • Revolut logo
      One month without subscription fees

      Revolut Scale Business Account

      • Monthly Fee
        From £79/month
      • UK Bank Transfers
        1,000 free per month, 20p thereafter
      • Overdraft
      • Access
        App, Online
      One month without subscription fees Get one month of a paid plan without subscription fees. T&Cs apply
    • Revolut logo
      One month without subscription fees

      Revolut Enterprise Business Account

      • Monthly Fee
        Contact Revolut for details
      • UK Bank Transfers
        Contact Revolut for details
      • Overdraft
      • Access
        App, Online
      One month without subscription fees Get one month of a paid plan without subscription fees. T&Cs apply
    • 3 more from Revolut
    • Monzo logo

      Monzo Business Lite Account

      • Monthly Fee
        Free
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Online
    • Lloyds Bank logo
      Free invoicing & accounting software. T&Cs apply

      Lloyds Bank Business Account For Start Ups

      • Monthly Fee
        12 months free, £8.50 thereafter
      • UK Bank Transfers
        100 electronic payments (out) free per month
      • Overdraft
      • Access
        App, Branch, Online
      Free invoicing & accounting software. T&Cs apply You must be registered for Online for Business or Commercial Banking Online. UK-based businesses only
    • Airwallex logo
      10% cashback on international transactions

      Airwallex Business Account

      • Monthly Fee
        Free
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Online
      10% cashback on international transactions - 10% cashback on your first US$1,000 of international transactions with Airwallex
    • ANNA Money logo
      Tax Calculation & Filing from £3 p/m

      ANNA Money Pay as you go

      • Monthly Fee
        Free
      • UK Bank Transfers
        20p
      • Overdraft
      • Access
        App, Online
      Tax Calculation & Filing from £3 p/m for 3 months. £24 p/m thereafter. Calculate and file your taxes automatically. Best for limited companies
    • ANNA Money logo
      Tax Calculation & Filing from £3 p/m

      ANNA Money - Business

      • Monthly Fee
        £14.90
      • UK Bank Transfers
        50 free per month, 20p thereafter
      • Overdraft
      • Access
        App, Online
      Tax Calculation & Filing from £3 p/m for 3 months. £24 p/m thereafter. Calculate and file your taxes automatically. Best for limited companies
    • ANNA Money logo
      Tax Calculation & Filing from £3 p/m

      ANNA Money - Big Business

      • Monthly Fee
        £49.90
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Online
      Tax Calculation & Filing from £3 p/m for 3 months. £24 p/m thereafter. Calculate and file your taxes automatically. Best for limited companies
    • 2 more from ANNA Money
    • Tide logo
      Earn 4.33% AER each month when you open a business bank account T&Cs apply

      Tide Business Bank Account

      • Monthly Fee
        Free
      • UK Bank Transfers
        20p
      • Overdraft
      • Access
        App, Online
      Earn 4.33% AER each month when you open a business bank account T&Cs apply Open a Tide business bank account and automatically get access to a Tide instant saver account that pays you 4.33% AER each month. Register your company for £14.99.
    • Tide logo

      Tide Plus Business Bank Account

      • Monthly Fee
        £9.99
      • UK Bank Transfers
        20 free per month, 20p thereafter
      • Overdraft
      • Access
        App, Online
    • Tide logo

      Tide Pro Business Bank Account

      • Monthly Fee
        £18.99
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Online
    • Tide logo

      Tide Cashback Business Bank Account

      • Monthly Fee
        £49.99
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Online
    • 3 more from Tide
    • Barclays logo
      Free invoicing and accounting software

      Barclays Start-up Business Bank Account

      • Monthly Fee
        12 months free, £8.50 thereafter
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Branch, Online
      Free invoicing and accounting software provided by FreshBooks, with your Barclays business account, worth over £260 per year. T&Cs apply.
    • NatWest logo
      Free banking on everyday transactions for the first 2 years

      NatWest Start-up Business Bank Account

      • Monthly Fee
        Free
      • UK Bank Transfers
        Free for 2 years, fees apply thereafter
      • Overdraft
      • Access
        App, Online
      Free banking on everyday transactions for the first 2 years Available for businesses trading for <1 year with a turnover of <£1m that are registered for income or corporation tax in the UK. Other fees & charges may apply. Standard Tariff applies after the free banking period. To apply you must be 18+, owner or director of the business and can’t have been declared bankrupt or received a County Court Judgement or Court Decree.
    • The Co-operative Bank logo
      Free everyday digital business banking + access to selected Clover payment terminals for £1 a month*

      The Co-operative Bank Business Current Account

      • Monthly Fee
        Free
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Branch, Online
      Free everyday digital business banking + access to selected Clover payment terminals for £1 a month* Sole Traders and Single Directors only. Apply online. Charges apply for cash and cheque transactions & other special services. Subject to status, eligibility and T&Cs. *For the first 12 months (fees apply)
    • The Co-operative Bank logo
      30 months free everyday business banking + access to selected Clover payment terminals for £1 a month*

      The Co-operative Bank Directplus Business Account

      • Monthly Fee
        30 months free, £7 thereafter
      • UK Bank Transfers
        Free for 30 months, 35p thereafter
      • Overdraft
      • Access
        App, Branch, Online
      30 months free everyday business banking + access to selected Clover payment terminals for £1 a month* For new customers, maintaining a balance of £1,000+. Monthly cash & cheque limits apply. Charges apply for exceeding monthly limits. *For the first 12 months (fees apply)
    • 1 more from The Co-operative Bank
    • Zempler Bank (formerly Cashplus) logo

      Zempler Bank (formerly Cashplus) Business Go Account

      • Monthly Fee
        Free
      • UK Bank Transfers
        3 free per month, 30p thereafter
      • Overdraft
      • Access
        App, Online
    • Card One Money logo

      Card One Money Business Account

      • Monthly Fee
        £12.50
      • UK Bank Transfers
        30p
      • Overdraft
      • Access
        App, Online
    • Countingup logo

      Countingup Business Account (Starter)

      • Monthly Fee
        3 months free, £3 thereafter
      • UK Bank Transfers
        30p
      • Overdraft
      • Access
        App
    • Countingup logo

      Countingup Business Account (Standard)

      • Monthly Fee
        3 months free, £9 thereafter
      • UK Bank Transfers
        30p
      • Overdraft
      • Access
        App
    • Countingup logo

      Countingup Business Account (Premium)

      • Monthly Fee
        3 months free, £18 thereafter
      • UK Bank Transfers
        30p
      • Overdraft
      • Access
        App
    • 2 more from Countingup
    • Bank of Scotland logo
      Free accounting software available to business account holders

      Bank of Scotland Start Up Account

      • Monthly Fee
        12 months free, £8.50 thereafter
      • UK Bank Transfers
        100 electronic payments out free per month
      • Overdraft
      • Access
        App, Branch, Online
      Free accounting software available to business account holders You must be registered for Business Internet Banking or Commercial Banking Online. UK based businesses only

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. Use the sorting options at the top of the comparison table to order by other criteria.

Learn about business bank accounts for startups

Last updated on 03 July 2024.

What is a start up business bank account?

A start up bank account is specifically designed for new businesses and is separate from your personal bank account. As with a personal bank account, you can make deposits and withdrawals, buy goods or services using a debit card and, in some cases, access an overdraft. While business accounts will often charge fees and transaction costs, they can also provide extra tools and services useful for businesses, such as business support and accounting software.

You can open a start up business account with a high street bank, or through online-only challenger banks and app-based platforms.

Whether you are a sole trader or a limited company, our Nerds have provided key information and a breakdown of major business banking providers to help you understand some of the important factors to consider when choosing the right account to suit your business needs. See our business bank account page to learn more about how to choose a business bank account, as well as features, charges and more.

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