NerdWallet Logo

Join more than 450,000 businesses who have compared business finance with NerdWallet

Compare Business Bank Accounts for Startups

Offers from 13 providers, including:

25 products
    • Virgin Money logo

      Virgin Money Business Current Account

      • Monthly Fee
        25 months free, £6.50 thereafter
      • UK Bank Transfers
        Free for 25 months
      • Overdraft
      • Access
        App, Online, Branch
    • Virgin Money logo

      Virgin Money M Account for Business

      • Monthly Fee
        Free
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Online
    • 1 more from Virgin Money
    • HSBC logo

      HSBC Kinetic Current Account

      • Monthly Fee
        12 months free, £6.50 thereafter
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Online
    • Revolut logo

      Revolut Free Business Account

      • Monthly Fee
        Free
      • UK Bank Transfers
        5 free per month, 20p thereafter
      • Overdraft
      • Access
        App, Online
    • Revolut logo
      One month without subscription fees

      Revolut Grow Business Account

      • Monthly Fee
        From £19/month
      • UK Bank Transfers
        100 free per month, 20p thereafter
      • Overdraft
      • Access
        App, Online
      One month without subscription fees Get one month of a paid plan without subscription fees. T&Cs apply
    • Revolut logo
      One month without subscription fees

      Revolut Scale Business Account

      • Monthly Fee
        From £79/month
      • UK Bank Transfers
        1,000 free per month, 20p thereafter
      • Overdraft
      • Access
        App, Online
      One month without subscription fees Get one month of a paid plan without subscription fees. T&Cs apply
    • Revolut logo
      One month without subscription fees

      Revolut Enterprise Business Account

      • Monthly Fee
        Contact Revolut for details
      • UK Bank Transfers
        Contact Revolut for details
      • Overdraft
      • Access
        App, Online
      One month without subscription fees Get one month of a paid plan without subscription fees. T&Cs apply
    • 3 more from Revolut
    • ANNA Money logo
      Tax Calculation & Filing from £3 p/m

      ANNA Money Pay as you go

      • Monthly Fee
        Free
      • UK Bank Transfers
        20p
      • Overdraft
      • Access
        App, Online
      Tax Calculation & Filing from £3 p/m for 3 months. £24 p/m thereafter. Calculate and file your taxes automatically. Best for limited companies
    • ANNA Money logo
      Tax Calculation & Filing from £3 p/m

      ANNA Money - Business

      • Monthly Fee
        £14.90
      • UK Bank Transfers
        50 free per month, 20p thereafter
      • Overdraft
      • Access
        App, Online
      Tax Calculation & Filing from £3 p/m for 3 months. £24 p/m thereafter. Calculate and file your taxes automatically. Best for limited companies
    • ANNA Money logo
      Tax Calculation & Filing from £3 p/m

      ANNA Money - Big Business

      • Monthly Fee
        £49.90
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Online
      Tax Calculation & Filing from £3 p/m for 3 months. £24 p/m thereafter. Calculate and file your taxes automatically. Best for limited companies
    • 2 more from ANNA Money
    • Airwallex logo
      10% cashback on international transactions

      Airwallex Business Account

      • Monthly Fee
        Free
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Online
      10% cashback on international transactions - 10% cashback on your first US$1,000 of international transactions with Airwallex
    • Lloyds Bank logo

      Lloyds Bank Business Account For Start Ups

      • Monthly Fee
        12 months free, £8.50 thereafter
      • UK Bank Transfers
        100 electronic payments (out) free per month
      • Overdraft
      • Access
        App, Branch, Online
    • Barclays logo
      Free invoicing and accounting software

      Barclays Start-up Business Bank Account

      • Monthly Fee
        12 months free, £8.50 thereafter
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Branch, Online
      Free invoicing and accounting software provided by FreshBooks, with your Barclays business account, worth over £260 per year. T&Cs apply
    • Tide logo
      £50 Voucher when you open a Tide Business Bank account

      Tide Business Bank Account

      • Monthly Fee
        Free
      • UK Bank Transfers
        20p
      • Overdraft
      • Access
        App, Online
      £50 Voucher when you open a Tide Business Bank account If you complete the application and spend £100 within 30 days of opening an account Tide will give you a £50 voucher to spend with one of their participating partners. Enter code £50VOUCHER when you sign up. T&Cs apply
      Copy offer code
    • Tide logo

      Tide Plus Business Bank Account

      • Monthly Fee
        £9.99
      • UK Bank Transfers
        20 free per month, 20p thereafter
      • Overdraft
      • Access
        App, Online
    • Tide logo

      Tide Pro Business Bank Account

      • Monthly Fee
        £18.99
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Online
    • Tide logo

      Tide Cashback Business Bank Account

      • Monthly Fee
        £49.99
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Online
    • 3 more from Tide
    • The Co-operative Bank logo
      Free access to the Go Get Paid app

      The Co-operative Bank Business Current Account

      • Monthly Fee
        Free
      • UK Bank Transfers
        Free
      • Overdraft
      • Access
        App, Branch, Online
      Free access to the Go Get Paid app - Sole Traders or Single Directors only. Apply online. Subject to status, eligibility and T&Cs.
    • The Co-operative Bank logo
      Free access to the Go Get Paid app

      The Co-operative Bank Directplus Business Account

      • Monthly Fee
        30 months free, £7 thereafter
      • UK Bank Transfers
        Free for 30 months, 35p thereafter
      • Overdraft
      • Access
        App, Branch, Online
      Free access to the Go Get Paid app Sole Traders or Single Directors only. Apply online. Subject to status, eligibility and T&Cs.
    • 1 more from The Co-operative Bank
    • Zempler Bank logo

      Zempler Bank Business Go Bank Account

      • Monthly Fee
        Free
      • UK Bank Transfers
        3 free per month, 30p thereafter
      • Overdraft
      • Access
        App, Online
    • Card One Money logo

      Card One Money Business Account

      • Monthly Fee
        £12.50
      • UK Bank Transfers
        30p
      • Overdraft
      • Access
        App, Online
    • Countingup logo

      Countingup Business Account (Starter)

      • Monthly Fee
        3 months free, £3 thereafter
      • UK Bank Transfers
        30p
      • Overdraft
      • Access
        App
    • Countingup logo

      Countingup Business Account (Standard)

      • Monthly Fee
        3 months free, £9 thereafter
      • UK Bank Transfers
        30p
      • Overdraft
      • Access
        App
    • Countingup logo

      Countingup Business Account (Premium)

      • Monthly Fee
        3 months free, £18 thereafter
      • UK Bank Transfers
        30p
      • Overdraft
      • Access
        App
    • 2 more from Countingup
    • Bank of Scotland logo
      Free accounting software available to business account holders

      Bank of Scotland Start Up Account

      • Monthly Fee
        12 months free, £8.50 thereafter
      • UK Bank Transfers
        100 electronic payments out free per month
      • Overdraft
      • Access
        App, Branch, Online
      Free accounting software available to business account holders You must be registered for Business Internet Banking or Commercial Banking Online. UK based businesses only

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. Use the sorting options at the top of the comparison table to order by other criteria.

Learn about business bank accounts for startups

Last updated on 03 July 2024.

What is a start up business bank account?

A start up bank account is specifically designed for new businesses and is separate from your personal bank account. As with a personal bank account, you can make deposits and withdrawals, buy goods or services using a debit card and, in some cases, access an overdraft. While business accounts will often charge fees and transaction costs, they can also provide extra tools and services useful for businesses, such as business support and accounting software.

You can open a start up business account with a high street bank, or through online-only challenger banks and app-based platforms.

Whether you are a sole trader or a limited company, our Nerds have provided key information and a breakdown of major business banking providers to help you understand some of the important factors to consider when choosing the right account to suit your business needs. See our business bank account page to learn more about how to choose a business bank account, as well as features, charges and more.