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Top Pet Insurance Plans in 2025- Plans for accidents, illness, and wellness
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Price promise
Our partners at Wag! guarantee you won’t buy the same plan for cheaper anywhere else. In the very unlikely event you do find the same plan for less, they’ll refund you the difference upon proof of purchase and coverage.
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- Covers things some insurers don’t, such as prescription food and behavioral modification.
- Covers some pre-existing conditions if they have been cured and treatment-free for 180 days.
- Unlimited annual coverage option available.
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NerdWallet rating
- Offers reimbursement for sick vet exam fees.
- Multipet and military discounts available.
- Wellness plan includes prescription diet food coverage.
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NerdWallet rating
- Lots of options to customize plans.
- Unlimited annual coverage option available.
- No upper age limit for enrollment.
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NerdWallet rating
- Covers some prescription food and supplements.
- Per-condition deductibles could save you money if your pet develops a chronic illness (in most states).
- Doesn't automatically raise premiums as your pet gets older.
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NerdWallet rating
- Covers dental injuries and diseases, holistic treatment options and sick exam fees.
- Pays up to $1,000 per year for virtual vet visits.
- Can waive the waiting period for knee injuries with a veterinarian exam within the first 30 days of the policy.
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NerdWallet rating
- Covers curable pre-existing conditions.
- Many ways to customize your plan.
- Orthopedic waiting period can be reduced with a vet exam.
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NerdWallet rating
- 10% discount for each additional pet you insure.
- No maximum age limit for enrollment.
- 14-day waiting period for cruciate ligament injuries and hip dysplasia, which is shorter than many other plans.
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NerdWallet rating
- Quick claims processing.
- Multipolicy and pay-in-full discounts available.
- Donates a portion of premiums to nonprofit organizations.
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NerdWallet rating
- No annual or lifetime coverage limits.
- Processes many claims within two days.
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NerdWallet rating
- No upper age limit for pets.
- Unlimited annual coverage is available.
- Several reimbursement options to choose from, including 100% reimbursement for some pets.
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