Chase Sapphire Preferred Credit Card

Chase Sapphire Preferred® Card

Card Details

Signing Promotion

Earn 40,000 bonus points after you spend $4,000 in the first 3 months.

Reward Rate

1.00%* question

Annual Fee

Introductory Annual Fee of $0 the first year, then $95

APR, Variable

APR: 15.99% (Variable)
Penalty APR: Up to 29.99%, Variable
Cash Advance APR: 19.24%, Variable

Intro APR Promotions

Card Features
  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate RewardsSM
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus Chip and Signature enabled for international travel.
  • 1:1 point transfer to leading frequent travel programs at full value — that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95
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on Chase's
secure website

  • No foreign transaction fee
  • Has annual fee
Disclaimer: Any editorial content is not provided or commissioned by Chase Bank USA, N.A. Opinions expressed here are author's alone, not those of Chase Bank USA, N.A, and have not been reviewed, approved or otherwise endorsed by Chase Bank USA, N.A. "Sponsored" above means this site may be compensated through the Chase Bank USA, N.A Affiliate Program.

Editor's Review

Author: Tim Chen
How much is a Sapphire Preferred point worth? It pays standard Chase Ultimate Rewards Points, but with a few added bonuses.

Sapphire Preferred has several unusual features unique to this card. First, the card boasts 1:1 point transfer to major hotel and airlines. Second, your points get a 20% boost when you redeem at Chase Ultimate Rewards travel booking service, so you can redeem 8,000 points for $100 worth of travel. This means your points are effectively worth 25% more!

These extra features come at a cost. The card has an $95 annual fee (waived the first year).

1:1 point conversion partners include Amtrak, British Airways, United Airlines, Intercontinental Hotels Group, and Marriott.
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