Chase Sapphire Preferred Credit Card

Chase Sapphire Preferred® Card

ADVERTISER DISCLOSURE
Card Details

Signing Promotion

earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening

Reward Rate

1.00%* question

Annual Fee

Introductory Annual Fee of $0 the first year, then $95

APR, Variable

APR: 15.99% (Variable)
Penalty APR: Up to 29.99%, Variable
Cash Advance APR: 19.24%, Variable

Intro APR Promotions

None
Card Features
  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards®
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
  • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95
thumbsupPros
  • No foreign transaction fee
thumbsdownCons
  • Has annual fee
Disclaimer: Any editorial content is not provided or commissioned by Chase Bank USA, N.A. Opinions expressed here are author's alone, not those of Chase Bank USA, N.A, and have not been reviewed, approved or otherwise endorsed by Chase Bank USA, N.A. "Sponsored" above means this site may be compensated through the Chase Bank USA, N.A Affiliate Program.

NerdWallet Review

Author: Erin El Issa
One of our favorite travel cards on the market, the Chase Sapphire Preferred® Card offers 2X points on travel and dining at restaurants and 1 point on every $1 spent on everything else. It also has a signup bonus worth telling your friends about: earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening Want more? Add an authorized user and make a purchase within the first three months for an extra 5,000 points.

Points are best used for travel — either through the Chase Ultimate Rewards site at a rate of 1.25 cents per point, or transferred to one of Chase's travel partner programs at a rate of 1.25 to 5 cents per point.

The Chase Sapphire Preferred® Card has an Introductory Annual Fee of $0 the first year, then $95, and no foreign transaction fees.

For more information, check out the full review of the Chase Sapphire Preferred® Card.

Cardholder Reviews

Read our Posting Guidelines

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews. Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.