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Download NerdWallet's free credit score app.

Your credit score is more than just a number. Want to get better rates on loans and credit cards? Refi your student loans — or even your mortgage? Whatever your goals are, your credit score could get you there.

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The NerdWallet app is all about you.

Your goals are important and all your own. That’s why the NerdWallet app is personalized to you. Here’s what you’ll get:

  • Recommendations just for you

    See personalized recommendations for credit cards, loans and mortgages that work for your goals.
  • Credit history and monitoring

    You can track changes on your credit report over time, including credit score changes, new accounts, and credit inquiries. NerdWallet doesn't monitor your credit report for identity theft or fraud, but we provide the tools you need to stay on top of your credit.
  • Credit simulations

    Wondering what affects your score? The credit simulator will show you real-life actions you can take to build your credit.
  • Accounts and transactions

    See the bigger (financial) picture by tracking your accounts and transactions, and know where your money is going.

Credit with credibility.

  • Powered by TransUnion
    Credit scores and reports in the NerdWallet app are provided by TransUnion.
  • Your data is safe with us
    We use encryption and access controls, and never sell your info to third parties.
  • Always fair, always free
    All our recommendations are fair, objective and totally free. Really. (Here's how we make money.)