illustration of a magnifying glass over a piece of paper with colored bars signifying text

Get your free credit report

Sign up for your free credit report and credit-building Nerdy insights personalized to you.
NerdWallet uses 128-bit encryption to secure your information.
4.8 App store rating
100+ editors, writers, and content specialists
10K+ articles and financial resources
How it works

Your free credit score with NerdWallet unlocks

Credit monitoring

Check your free credit score and credit report, and get alerts about changes so you can manage your credit effectively.

Credit education

Stay on top of your score with insights and alerts tailored to you. Use our credit simulator to check out how actions might affect your score.

Credit card offers

Understand which credit cards fit your financial needs and check out the credit score guidelines for approval.

testimonials

Trusted by 14M+ users like you

relaxed person smiling at their credit card
sheet showing credit score ranges
Let's cover the basics

Credit report 101

Sign up for free

Get more financial clarity with a NerdWallet account

More help

FAQs

App Rating BadgeEditor's Choice Badge
Download the app to make smart money moves
QR code to get the app
Apple Store Badge
Play Store Badge
App Rating BadgeEditor's Choice Badge