CREDIT CARDSCREDIT CARDSBEST CREDIT CARDS FOR GOOD CREDIT OF MARCH 2024
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Best Credit Cards for Good Credit of March 2024


Feb 23, 2024
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NerdWallet's Best Credit Cards for Good Credit of March 2024

Best Credit Cards for Good Credit From Our Partners

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Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Our pick for

Cash back: High rate on everything

Our pick for

Cash back: Superb rates for households

Our pick for

Cash back: Food and entertainment

Our pick for

Cash back: Rotating bonus categories

Our pick for

Travel: High rate on everything

Our pick for

Travel: Bonus rewards

Our pick for

Travel: No annual fee

Our pick for

Balance transfers or financing big purchases

FULL LIST OF EDITORIAL PICKS: BEST CREDIT CARDS FOR GOOD CREDIT

Before applying, confirm details on issuer's website.

Wells Fargo Active Cash® Card

Our pick for: Cash back — high rate on everything

Among flat-rate cash-back cards, you'll be hard-pressed to beat the Wells Fargo Active Cash® Card. It earns an unlimited 2% back on all purchases, which is excellent. But in addition, the card offers a rich sign-up bonus and a generous 0% intro APR on both purchases and balance transfers. That's an impressive, hard-to-find combination of features on a card with a $0 annual fee. Read our review.

Blue Cash Preferred® Card from American Express

Our pick for: Cash back — superb rates for households

If your household spends a lot on groceries, gas, transit and streaming, the Blue Cash Preferred® Card from American Express is for you. The rewards it pays in those categories — particularly at U.S. supermarkets and on select U.S. streaming subscriptions — are among the richest of any card. There's a nice welcome offer for new cardholders and an introductory APR period, too. The generous benefits come at a cost, though: Unlike most cash-back cards, this one charges an annual fee. Read our review.

Capital One SavorOne Cash Rewards Credit Card

Our pick for: Cash back — food and entertainment

Love the night life but dead-set against paying an annual fee? Consider the Capital One SavorOne Cash Rewards Credit Card. It pays a lower cash-back rate on dining and entertainment than the regular Savor card, but the rewards are nevertheless quite good (see rates and fees). The sign-up bonus is smaller than on the annual-fee version, too, but it's still solid (see rates and fees). Read our review.

Discover it® Cash Back

Our pick for: Cash back — rotating bonus categories

The Discover it® Cash Back earns bonus cash back in quarterly categories that you activate. In past years, those categories have included common spending areas like grocery stores, restaurants, gas stations and specific major retailers. Category activation can be a hassle, but if your spending aligns with those categories (and for most households, it probably will), you can rake in serious rewards. You also get the issuer's signature "cash-back match" bonus in your first year. Read our review.

Capital One Venture Rewards Credit Card

Our pick for: Travel — high rate on everything

The Capital One Venture Rewards Credit Card is probably the best-known general-purpose travel credit card, thanks to its ubiquitous advertising. You earn 5 miles per dollar on hotels and car rentals booked through Capital One Travel and 2 miles per dollar on all other purchases. Miles can be redeemed at a value of 1 cent apiece for any travel purchase, without the blackout dates and other restrictions of branded hotel and airline cards. The card offers a great sign-up bonus and other worthwhile perks (see rates and fees). Read our review.

Chase Sapphire Preferred® Card

Our pick for: Travel — bonus rewards

For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. Points are worth 25% more when you redeem them for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners. The sign-up bonus is stellar, too. Read our review. 

Wells Fargo Autograph℠ Card

Our pick for: Travel — no annual fee

The Wells Fargo Autograph℠ Card offers so much value, it's hard to believe there's no annual fee. Start with a great bonus offer, then earn extra rewards in a host of common spending categories — restaurants, gas stations, transit, travel, streaming and more. Read our review.

BankAmericard® credit card

Our pick for: Balance transfers or financing big purchases

The BankAmericard® credit card isn't flashy, nor does it aim to be. You get one of the longest 0% introductory APR periods available anywhere, providing plenty of time to whittle down debt or finance a large purchase. And that's about it. Read our review.

• • •

What is good credit?

The exact definition of "good credit," particularly as it pertains to eligibility for credit cards, depends on who you ask. At NerdWallet, we generally define it as a credit score of 690 or better. Others might define it as anything in the 700s or 800s. Some issuers and institutions draw a distinction between "good" credit and "excellent" credit, while others use the terms interchangeably. (In general, if a card requires good credit, you can qualify for it with excellent credit, but if the card requires excellent credit, then "good" might not be ... good enough.)

In any discussion of credit scores and credit cards, it's important to understand that a credit score by itself is not usually enough to qualify you for any card. Credit card companies have their own formulas and criteria for determining who would be a good customer, and credit scores are just one factor in the decision. Expect the issuer to look at your income and your other debts and financial obligations when considering your application.

It's possible to be rejected for a card despite having sterling credit, and it's possible to be approved for a card even if your score doesn't fall exactly within a "recommended" range.

• • •

To view rates and fees of the Blue Cash Preferred® Card from American Express, see this page.

Last updated on February 23, 2024

Methodology

NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the "best" in multiple categories. Learn how NerdWallet rates credit cards.

About the author

Portrait of author

Paul Soucy

Paul has been the lead editor for NerdWallet's credit cards team since 2015 and for the travel rewards team since 2023. Previously, he worked at USA Today and the Des Moines Register, then built a freelance writing and editing business focused on personal finance topics. He has a bachelor's degree in journalism and an MBA. Read more
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