Patience pays off if you’re looking for cheap car insurance in Connecticut. Costs vary depending on the company you choose and on personal factors such as your age and driving record, so it’s smart to shop around.
To help pinpoint the best deal for you, NerdWallet gathered rates from the eight largest car insurance companies in Connecticut and found the three cheapest options for several driver types.
» FIND YOUR MATCH: Who’s the cheapest carrier for you?
Cheapest for good drivers
Travelers was the cheapest auto insurer we found for good drivers with a clean credit history, at $105 per month, on average. State Farm and Amica round out the list of cheapest companies for good drivers in Connecticut.
Insurer | Average price |
---|---|
![]() | $1,257/year $105/month |
![]() | $1,386/year $115/month |
![]() | $1,582/year $132/month |
Cheapest for drivers with poor credit
Travelers was the cheapest carrier we found for Connecticut drivers with poor credit, and the only one under $200 per month, on average. It came in at an average price of $193 per month, with State Farm and Nationwide rounding out the list.
Insurer | Average price |
---|---|
![]() | $2,318/year $193/month |
![]() | $2,597/year $216/month |
![]() | $2,995/year $250/month |
Cheapest for drivers with one at-fault crash
Drivers in Connecticut who have recently caused a wreck might want to get a quote from Travelers, which had an average price of $117 per month. State Farm and Amica were second and third, respectively.
Insurer | Average price |
---|---|
![]() | $1,401/year $117/month |
![]() | $1,511/year $126/month |
![]() | $2,455/year $205/month |
Cheapest for low-mileage drivers
State Farm was the cheapest company in our analysis for Connecticut drivers who don’t drive many miles annually, at an average of $104 per month. Travelers and Amica also make the cut for this group.
Insurer | Average price |
---|---|
![]() | $1,249/year $104/month |
![]() | $1,257/year $105/month |
![]() | $1,582/year $132/month |
Cheapest for minimum coverage
In a tight competition for the cheapest minimum coverage auto insurance in Connecticut, Travelers won out at an average rate of $56 per month. Amica was just $8 per year more, on average, with State Farm placing third.
Insurer | Average price |
---|---|
![]() | $667/year $56/month |
![]() | $675/year $56/month |
![]() | $692/year $58/month |
Minimum auto insurance limits required in Connecticut
Connecticut drivers must carry liability insurance, uninsured motorist bodily injury insurance and underinsured motorist bodily injury insurance in at least the following amounts:
- $25,000 bodily injury liability per person.
- $50,000 bodily injury liability per accident.
- $25,000 property damage liability per accident.
- $25,000 uninsured/underinsured motorist coverage per person.
- $50,000 uninsured/underinsured motorist coverage per accident.
Keep in mind that causing just one crash could result in property damage or injury costs that surpass the liability limits above, so it’s usually smart to buy more than the bare minimum.
Check out NerdWallet’s guide to car insurance requirements by state for more details on the required and optional coverages in your Connecticut auto policy.
Alternative car insurance in Connecticut
If you’re denied car insurance on the voluntary market because of a spotty record or other factors, you can seek coverage through the Connecticut Automobile Insurance Assigned Risk Plan.
Try NerdWallet’s car insurance comparison tool to view rates from leading Connecticut insurers.
Here’s a summary of where you’ll find the cheapest insurance, by category:
Cheapest car insurance in Connecticut
Category | Cheapest option |
---|---|
Good drivers | Travelers |
Drivers with poor credit | Travelers |
Drivers with one at-fault crash | Travelers |
Low-mileage drivers | State Farm |
Minimum coverage | Travelers |