Chase Freedom Flex℠
on Chase's website
Chase Freedom Flex℠
Card details
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
No annual fee.
0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-5%
Bonus offer
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Intro APR
0% intro APR on Purchases for 15 months
Ongoing APR
APR: 14.99% - 23.74% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3% of each transaction in U.S. dollars
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 |
Regular APR14.99% - 23.74% Variable APR | Regular APR15.99% - 22.99% Variable APR | Regular APR12.99% - 22.99% Variable APR |
Intro APR0% intro APR on Purchases for 15 months | Intro APRN/A | Intro APR0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Just tell us some details and see which card matches your needs most.
Just tell us some details and see which card matches your needs most.
NerdWallet review
By Erin Hurd
Rating details
5
Editor's overall rating
Pros and cons
Pros
No annual fee
5% rewards on rotating categories
Access to Chase’s Ultimate Rewards® site to earn more cash back
Cons
If you value simplicity, a flat-rate cash-back card may be better
A foreign transaction fee
Don’t let its $0 annual fee fool you into thinking the Chase Freedom Flex℠ is weak on rewards. This surprisingly strong card combines the best of both worlds: fixed bonus categories that range as high as 5% cash back, on top of 5% cash-back bonus categories that change each quarter.
Even if tracking rotating bonus categories isn’t your thing, the Chase Freedom Flex℠ still packs plenty of punch when you use it for dining and drugstore purchases, where you’ll earn 3% cash back. Plus, use it to book travel directly through Chase and you’ll earn 5% cash back. Plus, earn 1% back on all other purchases.
New cardholders can earn a robust bonus worth up to $800: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. For more information, see NerdWallet’s full review of the Chase Freedom Flex℠.
