Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

on Chase's website

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

on Chase's website

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Card details

  • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year

  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases

  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.

  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.

  • No Annual Fee

  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.

  • 0% introductory APR for 12 months on purchases

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

  • Intro APR

    0% intro APR on Purchases for 12 months

  • Ongoing APR

    APR: 13.24% - 19.24% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    3% of each transaction in U.S. dollars

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$0

Annual fee

$95

Annual fee

$0 intro for the first year, then $95

Regular APR

13.24%-19.24% Variable APR

Regular APR

15.99%-22.99% Variable APR

Regular APR

13.99%-23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Erin El Issa

Rating details

4.4

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period

  • New cardholder bonus offer

Cons
  • Requires good/excellent credit

  • Low rate outside bonus categories

  • Spending caps on bonus rewards

If your business is looking for a new rewards credit card, look no further than the Ink Business Cash® Credit Card. One of the best business cash rewards cards on the market, it offers 5% back on up to $25,000 in spending on office supply store purchases and internet/cable/phone services. It also gives 2% back on the first $25,000 spent at gas stations and restaurants combined, and 1% back on everything else. In case that's not enough – here, have a sign-up bonus: Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

The Ink Business Cash® Credit Card has a $0 annual fee and a 0% intro APR on Purchases for 12 months, and then the ongoing APR of 13.24%-19.24% Variable APR.

This card is best for businesses that spend a lot on the bonus categories, but not ideal if they spend more than $25,000 a year on office supplies and internet/cable/telecom services combined. Also, frequent travelers should choose a business card that rewards travel purchases and allows for travel redemption.

Want to learn more? Check out our full review of the Ink Business Cash® Credit Card for more information.