Ink℠ Classic Business
Ink℠ Classic Business
Ink℠ Classic Business
Card details
Reward yourself with 20,000 Bonus Points worth $200 in Ultimate Rewards after you spend $3,000 in the first 3 months from account opening
5X points per dollar on the first $25,000 spent annually at office supply
stores, and on cellular phone, landline, internet, and cable TV services
2X points per dollar on the first $25,000 spent annually at gas stations
and for hotel accommodations when purchased directly with the hotel
1 point per dollar on all other card purchases with no limit on the amount you can earn
0% introductory APR for 6 months on purchases and balance transfers
No Annual Fee
Rates, fees & offers
Annual fee
$0
Rewards rate
1.00%
Bonus offer
20,000 Chase Ultimate Rewards® Bonus after spending $3,000 - in first 3 months
Intro APR
Purchase: 0% for 6 mos
Transfer: 0% for 6 mos
Ongoing APR
Purchase: 15.99%, Variable
Penalty APR: Up to 30.74%, Variable
Cash Advance APR: 19.99%, Variable
Balance transfer fee
3%
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
Ink℠ Classic Business | ||
---|---|---|
Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR15.99% Variable | Regular APRSee Terms | |
Intro APRPurchase: 0% for 6 mos | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Tim Chen
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Rating details
4.5
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period on Purchases and Balance Transfers
Cons
With the Ink℠ Classic Business, you receive 5 Ultimate Rewards Points per $1 spent on cable and telecom services up to $25,000 spent annually, 2 points per $1 spent on gas and dining up to $25,000 spent annually, and an unlimited 1 point per $1 spent elsewhere. Chase has an extensive gift card range, so we consider this card to be as good as cash.
However, there's a caveat to the 5% bonus rewards: you'll get the bonus only on bundled services, so if you purchase those services separately, you're out of luck.