First Hawaiian Bank United® Credit Card
First Hawaiian Bank United® Credit Card
First Hawaiian Bank United® Credit Card
Card details
Earn 30,000 bonus United miles after spending $1,500 within the first 3 months after opening a new account
Earn 2x miles per $1 spent on gas, groceries, and United Airlines tickets purchased through United ticketing channels
Earn 1x mile per $1 spent on everything else
1st and 2nd checked bags free
No foreign transaction fees
Rates, fees & offers
Annual fee
$0 intro first year, then $99
Rewards rate
1x-3x
Bonus offer
Earn 30,000 bonus United miles after spending $1,500 within the first 3 months after opening a new account.
Intro APR
2.99% intro APR on Balance Transfers for 8 billing cycles
Ongoing APR
Purchase: 18.00%, Variable
Penalty APR: Up to 18.00%, Fixed
Cash Advance APR: 18.00%, Fixed
Balance transfer fee
5% or $5 whichever is greater
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Learn more | Learn more | Learn more |
Annual fee$0 intro first year, then $99 | Annual fee$99 | Annual fee$199 |
Regular APR18.00% Variable | Regular APRSee Terms | |
Intro APR2.99% intro APR on Balance Transfers for 8 billing cycles | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Erica Corbin
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Rating details
3.5
Editor's overall rating
Pros and cons
Pros
Intro APR period
Bonus categories
Free checked bag
Luxury perks
New cardholder bonus offer
Cons
Limited availability
Has annual fee
Rewards have limited flexibility
Requires good/excellent credit
If you live in Hawaii, Guam or the Northern Mariana Islands and you fly United regularly, this co-branded credit card is a solid option for your wallet.
The First Hawaiian Bank United® Credit Card earns 2x miles per dollar spent on United ticket purchases, groceries and gas and 1x miles per dollar spent on all other purchases.
Eligibility is highly limited, but for those who do qualify, it could be an appealing option for earning United MileagePlus miles, especially if groceries and gas make up a large portion of your budget.
For more information, see a closer look at this card.