IKEA Visa® Credit Card

IKEA Visa® Credit Card

IKEA Visa® Credit Card

IKEA Visa® Credit Card

IKEA Visa® Credit Card

Loading

Card details

  • 5% back in rewards on IKEA® purchases, including Traemand installation and TaskRabbit assembly services

  • 3% back in rewards on dining, grocery and utility purchases

  • 1% back in rewards on all other purchases made with your IKEA® Visa® credit card

  • Start shopping today and get a $15 IKEA® Reward Certificate for every $15 in rewards earned.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    Get $25 off your first IKEA purchase of $25 or more when you use your card immediately after instant approval. Earn an additional $25 when you make $500 in qualifying purchases outside of IKEA, Traemand and TaskRabbit.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 21.99%, Variable

    Cash Advance APR: 23.99%, Variable

  • Balance transfer fee

    Either $10 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
Learn moreLearn moreLearn more
Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

21.99%, Variable

Regular APR

16.24%-25.24% Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Melissa Lambarena

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • New cardholder bonus offer

  • Qualify with average credit

  • High rewards rate

  • No foreign transaction fees

Cons
  • High APR

  • Complicated redemptions

The $0-annual-fee IKEA Visa® Credit Card offers robust rewards for Ikea purchases.

Incentives include:

- 5% back in rewards on Ikea purchases, including Traemand installation and TaskRabbit assembly services.

- 3% back in rewards on dining, grocery and utility purchases.

- 1% back in rewards on all other purchases.

- $25 off your first Ikea purchase when you open and use the IKEA Visa® Credit Card the same day.

The card's top-notch uncapped rewards make it a great deal for frequent Ikea shoppers who spend a lot at the furniture store. Otherwise, rewards certificates can expire relatively quickly once issued and make it difficult to get the full value of rewards.

For more details, see a closer look at this card.