USAA® Rewards™ American Express® Card

USAA® Rewards™ American Express® Card

USAA® Rewards™ American Express® Card

USAA® Rewards™ American Express® Card

USAA® Rewards™ American Express® Card

Loading

Card details

  • Earn 3X points per dollar spent on dining

  • Earn 2X points per dollar spent on gas and groceries

  • Earn 1X points for every dollar spent on all other purchases

  • Get 2,500 bonus points with your first purchase

  • Redeem points for cash, merchandise, gift cards and more

  • USAA membership is available to active and former military and their eligible family members

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-3x

  • Bonus offer

    Get 2,500 bonus points with your first purchase

  • Intro APR

    N/A

  • Ongoing APR

    APR: 11.40% - 27.40% Variable APR

    Cash Advance APR: 11.40% - 27.40% Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

USAA Rewards™ American Express® Credit Card

USAA® Rewards™ American Express® Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$0

Annual fee

$95

Annual fee

$0 intro for the first year, then $95

Regular APR

11.40% - 27.40% Variable APR

Regular APR

15.99%-22.99% Variable APR

Regular APR

13.99%-23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out