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Standout Online Checking Accounts
There are a lot of checking accounts out there. So many, in fact, it can be overwhelming to weed through all the options — good and bad — and then confidently choose one. Social scientists call this “information overload”. We call it inconvenient.
To get the most from your checking account, you need low fees, good customer support and free ATMs nearby. If you earn interest on your cash, even better. Compare standout checking accounts from our partners below.
There are a lot of checking accounts out there. So many, in fact, it can be overwhelming to weed through all the options — good and bad — and then confidently choose one. Social scientists call this “information overload”. We call it inconvenient.
To get the most from your checking account, you need low fees, good customer support and free ATMs nearby. If you earn interest on your cash, even better. Compare standout checking accounts from our partners below.
at Chime, Deposits are FDIC Insured
Chime Spending Account

Monthly Fee
APY
With $0 minimum balance
Bonus
at Chime, Deposits are FDIC Insured
at Radius Bank, Member FDIC
Radius Bank Rewards Checking

Monthly Fee
APY
With $2,500 minimum balance
Bonus
at Radius Bank, Member FDIC
at Alliant Credit Union, Federally insured by the NCUA
Alliant Credit Union High-Rate Checking

Monthly Fee
APY
With $0 minimum balance
Bonus
at Alliant Credit Union, Federally insured by the NCUA
Why online checking accounts dominate the list
Some important factors for virtually every bank-shopper are monthly fees, ATM access and interest rates (since they have the biggest impact on your bottom line). And, as it happens, online banks typically offer higher interest rates.
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People often identify opening a savings account as their next money move.
Explore Best Savings Accounts of September 2020American Express® High Yield Savings Account

APY
With $0 minimum balance
Bonus
at American Express National Bank, Member FDIC
Marcus by Goldman Sachs Online Savings Account

APY
With $0 minimum balance
Bonus
at Marcus by Goldman Sachs, Member FDIC
To recap our selections...