Standout Online Savings Accounts
The best online savings accounts offer high interest rates while being a safe place to park your money. Because online banks don’t have the expense of maintaining branches, they can offer high-interest savings paying many times higher than the national average of 0.08%*. To make the search easier, we created this shortlist of standout picks from our partners. Check out the offers, from our partners, and start earning interest today.
The best online savings accounts offer high interest rates while being a safe place to park your money. Because online banks don’t have the expense of maintaining branches, they can offer high-interest savings paying many times higher than the national average of 0.08%*. To make the search easier, we created this shortlist of standout picks from our partners. Check out the offers, from our partners, and start earning interest today.
Standout Online Savings Accounts From Our Partners
Recently Updated February 17, 2022
Bank/institution | NerdWallet rating | APY | Bonus | Learn more |
---|---|---|---|---|
![]() Marcus by Goldman Sachs Online Savings Account Learn more at Marcus by Goldman Sachs, Member FDIC | 1.00% With $0 min. balance for APY | N/A | Learn more at Marcus by Goldman Sachs, Member FDIC | |
![]() American Express® High Yield Savings Account Learn more at American Express National Bank, Member FDIC | 0.90% With $1 min. balance for APY | N/A | Learn more at American Express National Bank, Member FDIC | |
![]() Synchrony Bank High Yield Savings Learn more at Synchrony Bank, Member FDIC | 1.10% With $0 min. balance for APY | N/A | Learn more at Synchrony Bank, Member FDIC |

at Marcus by Goldman Sachs, Member FDIC
Marcus by Goldman Sachs Online Savings Account

APY
1.00%With $0 min. balance for APY
Bonus
N/Aat Marcus by Goldman Sachs, Member FDIC

at American Express National Bank, Member FDIC
American Express® High Yield Savings Account

APY
0.90%With $1 min. balance for APY
Bonus
N/Aat American Express National Bank, Member FDIC

at Synchrony Bank, Member FDIC
Synchrony Bank High Yield Savings

APY
1.10%With $0 min. balance for APY
Bonus
N/Aat Synchrony Bank, Member FDIC
___________________________________________________________________________________________
*The national average annual percentage yield ("APY") is listed as 0.08% as reported by the Federal Deposit Insurance Corporation as of April 22, 2021.
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To recap our selections...
NerdWallet's Standout Online Savings Accounts
- Marcus by Goldman Sachs Online Savings Account: 1.00% APY
- American Express® High Yield Savings Account: 0.90% APY
- Synchrony Bank High Yield Savings: 1.10% APY