From huge sign-up bonuses to generous rewards, we've picked credit cards that stand out from the crowd. Compare these deals, some of which are from our partners, to find the right one for you.
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Wells Fargo Active Cash® Card: Best for Cash Back — High Flat Rate + Incentives
Capital One Venture Rewards Credit Card: Best for Flat-Rate Travel Rewards
Chase Freedom Unlimited®: Best for Cash-Back Pairing with Chase Sapphire Preferred®
Capital One SavorOne Cash Rewards Credit Card: Best for Dining and Groceries + No Annual Fee
Discover it® Cash Back: Best for Bonus Categories and First Year Cashback Match
Blue Cash Preferred® Card from American Express: Best for Everyday Spending
Citi® Diamond Preferred® Card: Best for Long 0% Interest Periods for Balance Transfers
Citi Custom Cash℠ Card: Best for Lucrative Rewards for Everyday Spending
Wells Fargo Reflect® Card: Best for Long 0% Period for Transfers and Purchases
U.S. Bank Visa® Platinum Card: Best for Long 0% Period for Transfers and Purchases
Bank of America® Travel Rewards credit card: Best for Flat-Rate Travel Rewards + No Annual Fee
BankAmericard® credit card: Best for Cost-Effective Balance Transfer
Chase Sapphire Preferred® Card: Best for Airline Miles and a Large Bonus
The Platinum Card® from American Express: Best for Luxury Travel Perks
Discover it® Balance Transfer: Best for Balance Transfers and Bonus Categories
Citi® Double Cash Card: Best for Flat Rate Cash Back
Blue Cash Everyday® Card from American Express: Best for Cash Back on Everyday Spending
Credit card | NerdWallet rating | Annual fee | Intro APR | Regular APR | Learn more |
---|---|---|---|---|---|
Excellent for Cash Back — High Flat Rate + Incentives | $0 | 0% intro APR on Purchases for 15 months from account opening and 0% intro APR on Balance Transfers for 15 months from account opening on qualifying balance transfers | 19.99%, 24.99%, or 29.99% Variable APR | Apply Now on Wells Fargo's website | |
Excellent for Flat-Rate Travel Rewards | $95 | N/A | 20.74%-28.74% Variable APR | Apply Now on Capital One's website | |
Excellent for Cash-Back Pairing with Chase Sapphire Preferred® | $0 | 0% intro APR for 15 months on purchases and balance transfers | 19.74%-28.49% Variable APR | Apply Now on Chase's website | |
Excellent for Dining and Groceries + No Annual Fee | $0 | 0% intro APR for 15 months on purchases and balance transfers | 19.74%-29.74% Variable APR | Apply Now on Capital One's website | |
Excellent for Bonus Categories and First Year Cashback Match | $0 | 0% intro APR for 15 months on purchases and balance transfers | 16.74%-27.74% Variable APR | ||
Excellent for Everyday Spending | $0 intro annual fee for the first year, then $95. | 0% intro APR for 12 months on purchases and balance transfers | 18.99%-29.99% Variable APR | Apply Now on American Express' website | |
Excellent for Long 0% Interest Periods for Balance Transfers | $0 | 0% Intro APR for 21 months on Balance Transfers and 12 months on Purchases | 17.99%-28.74% Variable APR | Apply Now on Citibank's application | |
Excellent for Lucrative Rewards for Everyday Spending | $0 | 0% intro APR on Purchases and Balance Transfers for 15 months | 18.99%-28.99% Variable APR | Apply Now on Citibank's application | |
Excellent for Long 0% Period for Transfers and Purchases | $0 | 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers | 17.99%-29.99% Variable APR | Apply Now on Wells Fargo's website | |
Excellent for Long 0% Period for Transfers and Purchases | $0 | 0% intro APR for 18 billing cycles on purchases and balance transfers | 19.49%-29.49% Variable APR | Apply Now on US Bank's website | |
![]() Bank of America® Travel Rewards credit card Apply Now on Bank of America's website,or call (800) 211-3740 | Excellent for Flat-Rate Travel Rewards + No Annual Fee | $0 | 0% intro APR on Purchases for 18 billing cycles and 0% intro APR on Balance Transfers for 18 billing cycles for any balance transfers made in the first 60 days | 17.74%-27.74% Variable APR | Apply Now on Bank of America's website,or call (800) 211-3740 |
Excellent for Cost-Effective Balance Transfer | $0 | 0% intro APR on Purchases for 21 billing cycles and 0% intro APR on Balance Transfers for 21 billing cycles for any balance transfers made in the first 60 days | 15.74%-25.74% Variable APR | Apply Now on Bank of America's website,or call (800) 322-7707 | |
Excellent for Airline Miles and a Large Bonus | $95 | N/A | 21.24%-28.24% Variable APR | Apply Now on Chase's website | |
Excellent for Luxury Travel Perks | $695 | See Pay Over Time APR | Apply Now on American Express' website | ||
Excellent for Balance Transfers and Bonus Categories | $0 | 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months | 16.74%-27.74% Variable APR | Apply Now on Discover's website | |
Excellent for Flat Rate Cash Back | $0 | 0% intro APR on Balance Transfers for 18 months | 18.99%-28.99% Variable APR | Apply Now on Citibank's application | |
Excellent for Cash Back on Everyday Spending | $0 | 0% intro APR for 15 months on purchases and balance transfers | 18.99%-29.99% Variable APR | Apply Now on American Express' website |
Excellent for: Cash Back — High Flat Rate + Incentives
Annual fee
$0
Intro APR
0% intro APR on Purchases for 15 months from account opening and 0% intro APR on Balance Transfers for 15 months from account opening on qualifying balance transfers
Regular APR
19.99%, 24.99%, or 29.99% Variable APR
Recommended Credit Score
Excellent for: Flat-Rate Travel Rewards
Annual fee
$95
Intro APR
N/A
Regular APR
20.74%-28.74% Variable APR
Recommended Credit Score
Excellent for: Cash-Back Pairing with Chase Sapphire Preferred®
Annual fee
$0
Intro APR
0% intro APR for 15 months on purchases and balance transfers
Regular APR
19.74%-28.49% Variable APR
Recommended Credit Score
Excellent for: Dining and Groceries + No Annual Fee
Annual fee
$0
Intro APR
0% intro APR for 15 months on purchases and balance transfers
Regular APR
19.74%-29.74% Variable APR
Recommended Credit Score
Excellent for: Bonus Categories and First Year Cashback Match
Annual fee
$0
Intro APR
0% intro APR for 15 months on purchases and balance transfers
Regular APR
16.74%-27.74% Variable APR
Recommended Credit Score
Excellent for: Everyday Spending
Annual fee
$0 intro annual fee for the first year, then $95.
Intro APR
0% intro APR for 12 months on purchases and balance transfers
Regular APR
18.99%-29.99% Variable APR
Recommended Credit Score
Excellent for: Long 0% Interest Periods for Balance Transfers
Annual fee
$0
Intro APR
0% Intro APR for 21 months on Balance Transfers and 12 months on Purchases
Regular APR
17.99%-28.74% Variable APR
Recommended Credit Score
Excellent for: Lucrative Rewards for Everyday Spending
Annual fee
$0
Intro APR
0% intro APR on Purchases and Balance Transfers for 15 months
Regular APR
18.99%-28.99% Variable APR
Recommended Credit Score
Excellent for: Long 0% Period for Transfers and Purchases
Annual fee
$0
Intro APR
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers
Regular APR
17.99%-29.99% Variable APR
Recommended Credit Score
Excellent for: Long 0% Period for Transfers and Purchases
Annual fee
$0
Intro APR
0% intro APR for 18 billing cycles on purchases and balance transfers
Regular APR
19.49%-29.49% Variable APR
Recommended Credit Score
Excellent for: Flat-Rate Travel Rewards + No Annual Fee
Annual fee
$0
Intro APR
0% intro APR on Purchases for 18 billing cycles and 0% intro APR on Balance Transfers for 18 billing cycles for any balance transfers made in the first 60 days
Regular APR
17.74%-27.74% Variable APR
Recommended Credit Score
Excellent for: Cost-Effective Balance Transfer
Annual fee
$0
Intro APR
0% intro APR on Purchases for 21 billing cycles and 0% intro APR on Balance Transfers for 21 billing cycles for any balance transfers made in the first 60 days
Regular APR
15.74%-25.74% Variable APR
Recommended Credit Score
Excellent for: Airline Miles and a Large Bonus
Annual fee
$95
Intro APR
N/A
Regular APR
21.24%-28.24% Variable APR
Recommended Credit Score
Excellent for: Luxury Travel Perks
Annual fee
$695
Intro APR
Regular APR
See Pay Over Time APR
Recommended Credit Score
Excellent for: Balance Transfers and Bonus Categories
Annual fee
$0
Intro APR
0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months
Regular APR
16.74%-27.74% Variable APR
Recommended Credit Score
Excellent for: Flat Rate Cash Back
Annual fee
$0
Intro APR
0% intro APR on Balance Transfers for 18 months
Regular APR
18.99%-28.99% Variable APR
Recommended Credit Score
Excellent for: Cash Back on Everyday Spending
Annual fee
$0
Intro APR
0% intro APR for 15 months on purchases and balance transfers
Regular APR
18.99%-29.99% Variable APR
Recommended Credit Score