CREDIT CARDSCREDIT CARDSEXCELLENT STUDENT CREDIT CARDS OF 2024
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4 Excellent Student Credit Cards of 2024

NerdWallet's Excellent Student Credit Cards of 2024

Excellent Student Credit Cards From Our Partners

Credit card
NerdWallet rating
Annual feeIntro APRRegular APR
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Discover it® Student Cash Back Image
Discover it® Student Cash Back
Apply Now
on Discover's website,
on Discover's website, or call 800-347-0264
Rates & Fees
4.6/5
Excellent for Cash Rewards for Students and Credit Newbies

$0

0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months

18.24%-27.24% Variable APR

Apply Now
on Discover's website,
on Discover's website, or call 800-347-0264
Chase Freedom Unlimited® Image
Chase Freedom Unlimited®
Apply Now
on Chase's website
on Chase's website
Excellent for Cash-Back Pairing with Chase Sapphire Preferred®

$0

0% intro APR on purchases and Balance Transfers for 15 months

20.49%-29.24% Variable APR

Apply Now
on Chase's website
on Chase's website
Capital One SavorOne Student Cash Rewards Credit Card Image
Capital One SavorOne Student Cash Rewards Credit Card
Excellent for Bonus Cash Back Categories

$0

N/A

19.99%-29.99% Variable APR

Discover it® Student Chrome Image
Discover it® Student Chrome
Excellent for Rewards for Students

$0

0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months

18.24%-27.24% Variable APR

Excellent for: Cash Rewards for Students and Credit Newbies

Discover it® Student Cash Back card image
Discover it® Student Cash Back
4.6
NerdWallet rating
Annual fee
$0
Intro APR
0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months
Regular APR
18.24%-27.24% Variable APR
Recommended Credit Score

Excellent for: Cash-Back Pairing with Chase Sapphire Preferred®

Apply Now
on Chase's website
on Chase's website
Annual fee
$0
Intro APR
0% intro APR on purchases and Balance Transfers for 15 months
Regular APR
20.49%-29.24% Variable APR
Recommended Credit Score

Excellent for: Bonus Cash Back Categories

Annual fee
$0
Intro APR
N/A
Regular APR
19.99%-29.99% Variable APR
Recommended Credit Score

Excellent for: Rewards for Students

Annual fee
$0
Intro APR
0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months
Regular APR
18.24%-27.24% Variable APR
Recommended Credit Score

A student credit card is a great first step in establishing a good credit history

Building good credit might not seem like a priority when you're still in school, but you'll need it down the road if you want to finance a car, buy a house or qualify for the best credit card offers. Your credit can even affect your job prospects and your ability to rent an apartment.Be aware that simply being a college student may not be enough to qualify you for a “student” card. You’ll generally need access to income, and if you have shaky credit or no credit history at all, you may find it hard to get approved. In that case, consider a secured credit card. These cards require you to put down a cash deposit as collateral. The deposit protects the issuer in case you fail to pay your bill, which reduces the risk of approving you for a card. If you’re in the market for a new card, here are some of our favorite offers for student credit cards.

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