NerdWallet University: Building Credit

Good credit opens doors. It can make the difference in qualifying for a mortgage, obtaining an affordable car loan or just getting approved for a decent credit card. Your credit can even influence your prospects for landing a certain job or renting an apartment. You might be new to credit, or you may be looking to bounce back from setbacks that have dinged your score. In either case, now’s the time for action.

Building good credit by building good habits.

This course covers the basics of credit and credit scoring, shows you how you can get started and then helps keep you on track with responsible credit use. No one gets to an excellent score overnight, but steady progress can get you where you want to be.

Part I: Learning the Basics

Part II: Getting Started

Part III: Staying on Track

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