Compare Merchant Cash Advances

  • Merchant cash advances are designed for businesses that need an advance on their projected card sales
  • Below we compare a selection of specialist business finance provider that offer merchant cash advances to UK companies
  • Compare amounts and terms available and apply direct today
3 products found
  • THINK Business Loans Merchant Cash Advance logo
    Broker

    THINK Business Loans Merchant Cash Advance

    • Compare rmerchant cash advance options from leading business lenders
    • Whole-of-market coverage
    • See how much your business could be eligible for instantly
    • Minimum Turnover
      £100,000 p.a.
    • Available Amounts
      £50,000 to £10,000,000
    • Available Terms
      1 to 10 years
  • Funding Xchange Merchant Cash Advance logo
    Broker

    Funding Xchange Merchant Cash Advance

    • Discover instant & personalised Cash Advance offers in just 3 minutes
    • A flexible way to raise working capital for your business
    • Repayments are based on your credit & debit card sales
    • Minimum Turnover
      £100,000 p.a.
    • Available Amounts
      £1,000 to £250,000
    • Available Terms
      1 month to 5 years
  • Swoop Funding Merchant Cash Advance logo
    Broker

    Swoop Funding Merchant Cash Advance

    • Access an unsecured advance of cash based on your future credit and debit card sales, not business profits
    • Only available to businesses that take card payments
    • Use for any business purpose
    • Minimum Turnover
      £25,000 p.a.
    • Available Amounts
      £2,500 to £500,000
    • Available Terms
      1 month to 1 year
  • Suppliers that don't offer Merchant Cash Advances but may offer suitable alternatives:

    • EJ Finance logo
      Broker

      EJ Finance

      • Application-to-offer within 24 hours
      • To be contacted within 3 minutes of applying
      • Access to over 200+ lenders, covering all sectors
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £10,000 to £10,000,000
      • Available Terms
        1 months to 10 years
    • Ignite logo

      Ignite

      • Your business must be trading for 24 months or more
      • Unsecured, flexible funding available for small businesses
      • Simple registration process - get a decision within 2-4 hours, and funding within 24 hours if approved
      • Minimum Turnover
        £60,000 p.a.
      • Available Amounts
        £3,000 to £500,000
      • Available Terms
        3 months to 10 years
    • Fluidly logo
      Broker

      Fluidly

      • YOUR BUSINESS MUST BE TRADING FOR 12 MONTHS OR MORE
      • Hassle free funding options within 30 seconds
      • Team of 5-star rated Funding Specialists are on hand to support your application
      • A range of products available including Recovery Loan Schemes, unsecured and asset financing
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £15,000 to £10,000,000
      • Available Terms
        3 months to 7 years
    • Lombard logo

      Lombard

      • Lombard specialises in business car finance
      • Lombard offers a comprehensive range of asset finance solutions
      • A simple finance solution with a credit decision in 24 hours for transactions up to £150,000
      • Security, guarantees or indemnities may be required. Product fees may apply. Finance is subject to status and is only available for business purposes
      • Minimum Turnover
        No minimum
      • Available Amounts
        Up to £150,000
      • Available Terms
        1 to 7 years
    • Alius Finance Business Loans logo
      Broker

      Alius Finance Business Loans

      • Alius specialise in providing bespoke flexible finance for your business
      • Market-leading approval rates, no-obligation funding decision, typically within 24 hours
      • Flexible options available including interest-only and no early repayment penalties
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £10,000 to £2,000,000
      • Available Terms
        3 months to 5 years
    • Fleximize logo

      Fleximize

      • Voted "Best Business Finance Provider" at the British Bank Awards 2020
      • Industry-leading flexibility - top-ups, repayment holidays, no hidden fees
      • Interest charged on a reducing balance, repay early and only pay for the time you had the loan
      • Rates from 0.9% per month (10.8% per annum), with no additional fees
      • Minimum Turnover
        £60,000 p.a.
      • Available Amounts
        £5,000 to £500,000
      • Available Terms
        3 months to 4 years
    • iwoca logo

      iwoca

      • Flexible Credit Facilities of £1,000 to £200,000 for Limited Companies
      • No fees or long term commitments
      • Apply online in minutes for a decision (some decisions may take up to 24 hours)
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £1,000 to £200,000
      • Available Terms
        up to 12 months
    • Portman Asset Finance logo
      Broker

      Portman Asset Finance

      • Business finance broker with specialist sector experience to offer fast and flexible finance solutions
      • Access over 40 leading UK business finance providers
      • Dedicated Recovery Loan Scheme account managers
      • Minimum Turnover
        £150,000+ p.a.
      • Available Amounts
        £10,000 to £10,000,000
      • Available Terms
        Up to 5 years
    • Nucleus logo

      Nucleus

      • Fast service - receive your funding in 24 hours
      • Unsecured and secured business loans
      • 7 products tailored to your business
      • Minimum Turnover
        £60,000 p.a.
      • Available Amounts
        £3,000 to £50,000,000
      • Available Terms
        3 months to 8 years
    • Start Up Loans (British Business Bank) logo

      Start Up Loans (British Business Bank)

      • For businesses trading under 24 months
      • Interest rate of fixed 6% per annum
      • Receive business mentoring and support after drawing down your loan
      • No application fees or early repayment fees
      • Minimum Turnover
        No minimum
      • Available Amounts
        £500 to £25,000
      • Available Terms
        1 to 5 years

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

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Published on 05 July 2017. Last updated on 16 November 2020.

Merchant Cash Advance FAQ

Merchant cash advances are a form of lump sum cash advance provided to businesses based on their projected card expenditure. If you are considering a merchant cash advance, our selection of frequently asked questions below will provide you with important information to aid you in making a decision - just click on the question headings for a concise, helpful answer.

What is a merchant cash advance?

Can all businesses apply for a merchant cash advance?

Do I need to pay an interest rate?

How much of an advance can I get?

How much does it cost?

How do I pay back an advance?

What can I use a merchant cash advance for?

Will I need perfect credit for approval?

How can I apply for a merchant cash advance?

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