Is national recovery breakdown cover worth it?
National recovery cover isn’t for everyone, and you should take time to consider whether you are likely to need its services before opting for this level of policy.
If you often make long journeys, then national recovery might benefit you as you would be able to return home or go to another UK destination of your choice. For example, if you break down while hours away from home, you might welcome a service that takes you and your family to your home address, while towing your vehicle to a garage near to where you live.
If you have an older vehicle, you may want to consider national recovery as you could be more at risk of breaking down mid-journey.
However, bear in mind that national recovery won’t normally cover the cost of any alternative arrangements while your vehicle is out of action – for example, taxi or car rental costs. You would typically need a more comprehensive policy called onward travel if you wanted this extra cover.
If you mainly use your vehicle for local journeys, you may find that you have little need for national recovery. Basic roadside assistance means you can call for a mechanic and get a tow to a local garage, if necessary, which may be sufficient for your driving habits.
» MORE: Do I need breakdown cover?