Compare Roadside Assistance Breakdown Cover

  • Roadside assistance is the basic form of breakdown cover and is offered by all providers
  • These policies cover your vehicle for roadside repairs and/or towing to a local garage in the event of a breakdown
  • Compare policy features and the latest prices on basic breakdown cover products below

Choose your breakdown cover options

7 products found
  • RAC logo

    Roadside

    • Flash Sale: 25% OFF Single Vehicle Based Cover Levels*
    • Personal Price (From)
      £70
    • Vehicle Price (From)
      £37.50
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • AA logo

    Roadside

    • Personal Price (From)
      £69
    • Vehicle Price (From)
      £59
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • Emergency Assist logo

    Premium Cover

    • 10% discount using code NW10OFF
    • Personal Price (From)
      n/a
    • Vehicle Price (From)
      £33
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • GEM Motoring Assist logo

    Recovery RECLAIM

    • 12 months for the price of 10*
    • Personal Price (From)
      £65.42
    • Vehicle Price (From)
      n/a
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • Nova Direct logo

    Bronze Cover

    • Exclusive offer: Use code NW10 for 10% off
    • Personal Price (From)
      n/a
    • Vehicle Price (From)
      £25.99
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • Cover My logo

    National & Home Cover

    • Personal Price (From)
      £39.97
    • Vehicle Price (From)
      £23.37
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • Green Flag logo

    Rescue

    • 50% off your AA or RAC renewal quote*
    • Personal Price (From)
      £45
    • Vehicle Price (From)
      £25
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. Use the drop down menu at the top of the page to order by other criteria.

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Last updated on 09 November 2020.

Breakdown cover – Roadside Assistance FAQ

Roadside assistance is perhaps the most basic level of breakdown service offered by most providers. When you take out breakdown cover you will need to check the different levels of available service that are provided in order to make your decision about what level of cover you need for your unique requirements.

What does roadside assistance mean?

Roadside assistance is typically the most basic level of service available from providers of breakdown cover. Roadside assistance will usually involve an engineer coming to you and your vehicle during a breakdown, in order to try to fix it at the roadside. Most roadside assistance services also include towing of the vehicle to a nearby garage for further servicing if the engineer is not successful in getting the car back on the road.

Does roadside assistance mean the same thing on every policy?

No. Although breakdown cover usually includes the services of an engineer at the roadside, the details may vary considerably from policy to policy, so it’s worth checking the details thoroughly before opting for any particular provider.

The variations in roadside recovery services include:

  • The timeframe within which an engineer will reach you
  • The time an engineer will spend attempting to fix your vehicle at the roadside
  • Whether towing to a garage is included
  • The distance of the garage to which your car can be towed
  • The distance from home you must be
  • The parts used to repair the vehicle at the roadside
  • The kind of labour and parts used to carry out the repair at the garage

When can roadside assistance be useful?

Regardless of how well-maintained your vehicle is, it’s very hard to remove the risk of breaking down completely. Breaking down is always a frustrating experience and if you’re stuck somewhere, dark, cold or even dangerous, roadside recovery can be a lifeline.

Most breakdown cover policies will include roadside assistance, which means you can arrange for an engineer to locate you and attempt to fix your vehicle by the roadside, by calling an emergency number. If they are not able to recover your vehicle and get you back on the road, you will usually be towed to a nearby garage.

Do I need roadside assistance?

This basic level of breakdown cover is popular with drivers as it’s difficult to completely remove the risk of breaking down, which is something that happens to most drivers at some point in their lives. Unless you are on a motorway, where some level of recovery is often provided automatically to broken down vehicles, breaking down can be stressful, frustrating and sometimes dangerous.

When might roadside assistance not be useful?

If you rarely drive your car, or if you use it for very local journeys only, you may not feel that you will benefit from roadside assistance services. In addition, those who have the skills necessary to fix their cars themselves may also decide to do without breakdown cover completely. If you risk it however, and fail to take out breakdown cover, you can be penalised with a very large bill if you need emergency recovery without having a policy beforehand.

Can I get roadside assistance without taking out a policy?

Some providers offer ‘pay as you go’ roadside recovery services to those who do not want to sign up to a full breakdown policy. Others will assist you at the roadside, but the cost can run into many hundreds of pounds.