Resume
Education
- BA (Hons) Industrial Economics, University of Nottingham
Previous Experience
- Finance Editor, Future
- Associate Editor, Moneyfacts
Tim is a writer and spokesperson at NerdWallet and holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice. He has over 20 years’ experience writing about almost all aspects of personal finance. During his career at Moneyfacts, Virgin Money and Future, Tim has shared his high-level technical understanding of financial products and regulation with both consumer and IFA audiences.
Tim's picks
Best Loans for Bad Credit in the UK – October 2024
A less-than-perfect credit score won’t necessarily stop you from getting a loan. We’ve rounded up NerdWallet’s analysis of the best loans for bad credit, to help you compare their features.
Mortgage Rates UK October 2024
Mortgage rates and deals in the UK are constantly changing. That’s why it’s important to keep track of current mortgage rates and compare mortgages before getting a new deal. Whether…
Compare Best Secured Loans October 2024
Secured loans allow you to borrow using your home as security or collateral for the loan. Here you can find out more about secured loans, learn whether they may be…
The latest from Tim
Mortgage Rates Expected to Drop Further
Further falls in mortgage rates are expected as base rate cuts are forecast for November and next year. Here’s our latest mortgage and base rate predictions.
Should I Get a Fixed or Variable Mortgage?
The main difference between a fixed and variable mortgage is that your mortgage rate stays the same for a set period with a fixed-rate mortgage, while with a variable rate…
Santander Mortgage Rates
Compare the latest Santander mortgage rates with NerdWallet UK. Santander offers fixed and tracker mortgage rates for first-time buyers, homemovers, and remortgage deals.
Virgin Money Mortgage Rates
Compare the latest Virgin Money mortgage rates with NerdWallet UK. Virgin Money offers fixed and tracker mortgage rates to home movers, first-time buyers and remortgage deals.
Mortgage Rates Predicted to Carry on Falling
Mortgage rates are expected to carry on falling amid predictions base rate will be cut again in November. Here’s our latest mortgage and base rate forecast.
More Mortgage Rate Cuts Expected as Lenders Weigh Up Competition
Further mortgage rate cuts could be on the way as lenders look to compete for borrowers. Our latest mortgage rate predictions and base rate forecast dig deeper.
How Much House Can I Afford?
Get an estimate of how much house you can afford using our simple mortgage affordability calculator.
Where is the Cheapest Place to Rent in the UK?
Knowing the cheapest places in the UK to rent can be a good starting point if you’re looking for somewhere affordable to live. Here’s where rents are lowest right now.
Mortgage Rates Predicted to Fall as Base Rate Cut Nears
With inflation returning to target, the chances of an August base rate cut and lower mortgage rates have increased. Our latest mortgage rate forecast and base rate predictions explain more.
What is a Mortgage in Principle?
Getting a mortgage in principle can give you an idea of whether a lender will offer you a mortgage and for how much. Having such an agreement doesn’t guarantee you’ll…
Mortgage Rate Uncertainty as Base Rate Forecasts Slip to September
Off-target inflation figures mean investors now think the first base rate cut is most likely in September. Here is our new mortgage rate forecast based on this latest development.
Mortgage Rates Begin to Rise as Base Rate Delay Predicted
Higher mortgage rates could be on the way as market expectations realign to the first base rate cut coming in August. Here is our latest mortgage rate forecast.
UK House Prices Rise at Fastest Pace in Almost Two Years
House prices in the UK are changing all the time. So whether you’re moving home or buying for the first time, it’s a smart move to keep on top of…
Mortgage Rates Predicted to Fall After Inflation Drop
The base rate is forecasted to fall in the summer and there are hopes that mortgage rate cuts may be about to resume. Here are our latest mortgage rate predictions.
How to Remortgage to Consolidate Debt
Remortgaging to consolidate debt involves borrowing more on your mortgage to pay off other debts. This can make it easier to manage debt and could help lower your combined monthly…