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Tim Leonard

Tim Leonard

Lead Writer II

Resume

Education

  • BA (Hons) Industrial Economics, University of Nottingham

Previous Experience

  • Finance Editor, Future
  • Associate Editor, Moneyfacts
Tim is a writer and spokesperson at NerdWallet and holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice. He has over 20 years’ experience writing about almost all aspects of personal finance. During his career at Moneyfacts, Virgin Money and Future, Tim has shared his high-level technical understanding of financial products and regulation with both consumer and IFA audiences.

Tim's picks

Best Loans for Bad Credit UK – December 2024

The best loans for bad credit usually offer the amount you need at the most competitive interest rate you can get. Compare the best bad credit loans, including their pros…

Mortgage Rates UK December 2024

Mortgage rates and deals in the UK are constantly changing. That’s why it’s important to keep track of current mortgage rates and compare mortgages before getting a new deal. Whether…

Compare Best Secured Loans December 2024

Secured loans allow you to borrow using your home as security or collateral for the loan. Here you can find out more about secured loans, learn whether they may be…

The latest from Tim

Fully Comprehensive Car Insurance

Comprehensive car insurance offers the highest level of protection you can get for your car, and is also often the cheapest type of cover available.

Third Party Car Insurance

Third party car insurance covers others, not yourself, if you’re involved in an accident. It is the lowest level of cover you can get in the UK, though this doesn’t…

Mortgage Rate Uncertainty as December Base Rate Cut Hopes Fade

Mortgage rates have been rising as new inflation concerns seem to end the chances of a December base rate cut. Here’s our latest mortgage and base rate forecast.

17 Tips on How to Get Cheap Car Insurance

Knowing how to get cheap car insurance can knock hundreds of pounds off your premiums. From choosing your car wisely to taking care of your no-claims discount, here are 17…

Why is Car Insurance so Expensive?

Here are five reasons your car insurance premium might seem high right now and what you can do about it.

Do I Need a Credit Card?

A credit card can be a useful way to borrow, and some cards can save you money when you spend abroad or help you spread the cost of an expensive…

Hopes Mortgage Rate Cuts Will Resume as Base Rate Cut Nears

It is hoped mortgage rate cuts will return in November, while expectations are that the base rate is about to fall. Here’s our latest mortgage and base rate forecast.

Mortgage Rates Expected to Drop Further

Further falls in mortgage rates are expected as base rate cuts are forecast for November and next year. Here’s our latest mortgage and base rate predictions.

Should I Get a Fixed or Variable Mortgage?

The main difference between a fixed and variable mortgage is that your mortgage rate stays the same for a set period with a fixed-rate mortgage, while with a variable rate…

Santander Mortgage Rates

Compare the latest Santander mortgage rates with NerdWallet UK. Santander offers fixed and tracker mortgage rates for first-time buyers, homemovers, and remortgage deals.

Virgin Money Mortgage Rates

Compare the latest Virgin Money mortgage rates with NerdWallet UK. Virgin Money offers fixed and tracker mortgage rates to home movers, first-time buyers and remortgage deals.

Mortgage Rates Predicted to Carry on Falling

Mortgage rates are expected to carry on falling amid predictions base rate will be cut again in November. Here’s our latest mortgage and base rate forecast.

More Mortgage Rate Cuts Expected as Lenders Weigh Up Competition

Further mortgage rate cuts could be on the way as lenders look to compete for borrowers. Our latest mortgage rate predictions and base rate forecast dig deeper.

How Much House Can I Afford?

Get an estimate of how much house you can afford using our simple mortgage affordability calculator.

Where is the Cheapest Place to Rent in the UK?

Knowing the cheapest places in the UK to rent can be a good starting point if you’re looking for somewhere affordable to live. Here’s where rents are lowest right now.
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