Resume
Education
- BA (Hons) Industrial Economics, University of Nottingham
Previous Experience
- Finance Editor, Future
- Associate Editor, Moneyfacts
Tim is a writer and spokesperson at NerdWallet and holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice. He has over 20 years’ experience writing about almost all aspects of personal finance. During his career at Moneyfacts, Virgin Money and Future, Tim has shared his high-level technical understanding of financial products and regulation with both consumer and IFA audiences.
The latest from Tim
Mortgage Rates Predicted to Fall as Base Rate Cut Nears
With inflation returning to target, the chances of an August base rate cut and lower mortgage rates have increased. Our latest mortgage rate forecast and base rate predictions explain more.
What is a Mortgage in Principle?
Getting a mortgage in principle can give you an idea of whether a lender will offer you a mortgage and for how much. Having such an agreement doesn’t guarantee you’ll…
Mortgage Rate Uncertainty as Base Rate Forecasts Slip to September
Off-target inflation figures mean investors now think the first base rate cut is most likely in September. Here is our new mortgage rate forecast based on this latest development.
Mortgage Rates Begin to Rise as Base Rate Delay Predicted
Higher mortgage rates could be on the way as market expectations realign to the first base rate cut coming in August. Here is our latest mortgage rate forecast.
UK House Price Trends & Predictions December 2024
House prices in the UK are changing all the time. So whether you’re moving home or buying for the first time, it’s a smart move to keep on top of…
Mortgage Rates Predicted to Fall After Inflation Drop
The base rate is forecasted to fall in the summer and there are hopes that mortgage rate cuts may be about to resume. Here are our latest mortgage rate predictions.
How to Remortgage to Consolidate Debt
Remortgaging to consolidate debt involves borrowing more on your mortgage to pay off other debts. This can make it easier to manage debt and could help lower your combined monthly…
How to Remortgage to Pay for Home Improvements
Remortgaging to pay for home improvements or an extension may be an option if you have sufficient equity in your property and can prove to your lender a larger mortgage…
Do You Need a Solicitor to Remortgage?
The legal expertise of a solicitor will be needed if you remortgage with a new lender but may not be necessary if you take out a new deal with your…
Remortgage Costs and Fees Explained
Remortgage costs are the fees that you may have to pay when switching from your current mortgage to a new deal. These could include arrangement fees, booking fees, legal fees…
Base Rate Delay May Lead to More Mortgage Rate Rises
Further increases to mortgage rates could be on the way in March amid predictions the first base rate cut will be delayed to later in 2024. Here is our latest…
Holiday Let Mortgages: Buying a Holiday Home to Rent Out
A holiday let mortgage is used to buy property to rent out to paying guests. Buying a holiday let home can provide you with an income stream and certain tax…
Spring Budget 2024: How 6 Key Changes Could Affect You
With important announcements on National Insurance, child benefit and ISAs, the Spring Budget 2024 has the potential to affect us all.
When Can You Remortgage?
It’s possible to remortgage whenever and how often you like, but there may be charges if you remortgage before your current deal ends.
Signs Mortgage Rate Cuts May Slow After Inflation Rise
The period of constant mortgage rate reductions may have passed and the first base rate cut could be delayed after inflation unexpectedly rises. Here are our latest mortgage rate predictions.