The latest from Tim
What is a Standard Variable Rate Mortgage?
A standard variable rate, or SVR, is an interest rate set by your mortgage lender that you may be moved onto once your fixed, tracker or discount rate mortgage deal…
How Much House Can I Afford? UK Mortgage Affordability Calculator
Get an estimate of how much house you can afford using our simple mortgage affordability calculator.
What are Early Repayment Charges and How to Avoid Them
You may have to pay an early repayment charge (ERC) if you pay off your mortgage early or overpay by more than is allowed. The charges can be hefty, but…
How to Remortgage to Consolidate Debt
Remortgaging to consolidate debt involves borrowing more on your mortgage to pay off other debts. This can make it easier to manage debt and could help lower your combined monthly…
How to Remortgage to Release Equity
Remortgaging to release equity allows you to raise funds by accessing some of the value that’s built up in your home.
First-time Buyer Stamp Duty Relief Explained
As a first-time buyer you only need to pay stamp duty if the property you’re buying costs over £425,000. Even if it costs more, first-time buyer stamp duty relief means…
Compare Life Insurance
Life insurance can give you peace of mind that your loved ones will be protected financially if you pass away while cover is in place. Whether that’s through paying off…
Virgin Money Mortgage Rates
Compare the latest Virgin Money mortgage rates with NerdWallet UK. Virgin Money offers fixed and tracker mortgage rates to home movers, first-time buyers and remortgage deals.
Santander Mortgage Rates
Compare the latest Santander mortgage rates with NerdWallet UK. Santander offers fixed and tracker mortgage rates for first-time buyers, homemovers, and remortgage deals.
Stamp Duty Calculator: How Much SDLT Will I Pay?
Our stamp duty calculator can help you work out how much stamp duty you might need to pay when buying a home or land in the UK.
Mortgage Repayment Calculator
A mortgage repayment calculator estimates how much your monthly mortgage repayments may be. Use our calculator to work out how much your mortgage may cost each month.
What Negative Equity Means & What You Can Do
Negative equity means the value of your home is less than the amount you still owe on your mortgage. While this can make it difficult to remortgage or move house,…
Should you pay off your mortgage early? Here’s 6 ways to make it happen
Most homeowners would like to pay off their mortgage early, but is it always the right thing to do? Here's how to find out if you should overpay, along with…
What Were the Pros and Cons of the Help to Buy Scheme?
The Help to Buy equity loan scheme helped over 375,000 home buyers on to the property ladder before it ended in March 2023. The scheme was designed to help first-time…
What is a Remortgage & How Does Remortgaging Work?
Remortgaging involves changing your existing mortgage for a new deal, either with a different lender or your current one.