HSBC Current Accounts

HSBC is an international banking group that offers a range of banking and financial services to consumers and businesses all over the world. It has branches throughout the UK and offers consumers access to services such as current accounts, mortgages, personal loans and savings accounts.

Yes. HSBC offers several everyday current accounts and each includes various features and banking services. When applying for a current account with HSBC you are likely to undergo a credit check and other financial checks, in order to assess your income and employment status. You may also be asked to provide proof of address and age.

There are three everyday current accounts available through HSBC:

Yes. HSBC is signed up to the Current Account Switch Guarantee scheme, which means that much of the legwork will be carried out for you when you want to switch. You will need to provide some account details and the details required from you when applying for a HSBC account, to start the process off.

It is likely that your credit record will be checked when you apply for a HSBC current account. The bank is also likely to check your employment status, your address and your financial situation. This helps it to decide whether you are eligible for its bank accounts and which bank account will be the most suitable for you.

You will usually be able to apply for an overdraft once you have an HSBC account set up. Fees and charges will apply at different rates depending on the account you have.