NatWest Current Accounts

NatWest is part of the Royal Bank of Scotland group and is a major high street bank chain in the UK. It offer a variety of banking services, such as loans, savings and current accounts, as well as mortgages, to both consumers and businesses in the UK and beyond.

NatWest currently has several current account choices that customers can apply for, and may be offered access to, depending on their financial situation and credit score. Their product range includes:

When applying for a current account, most banks will ask you to provide proof of address and address history. They will probably check your credit record and ask for your employment and salary information. It’s important to have this information to hand when applying and remember that applying and being turned down could damage your credit record.

NatWest has a Foundation Account, which it may recommend to applicants for the Select Account if, during the process, they are found to be unsuitable for the Select Account. The Foundation Account offers many of the same banking services but does not include access to an overdraft or other credit services.

The Select Account doesn’t carry a monthly fee for maintaining the account, but some services may carry a fee. The Reward accounts charge monthly fees of varying amounts. It’s important to check the details before you apply as they can change regularly.

Yes. NatWest offers customers online banking and access to an app that they can download onto their mobile device, through which they can access most banking services. You may still have to visit a branch to pay in cash, for example.